NM Insurance Bulletin 2026-005
NOTICES REGARDING UNFAVORABLE CHANGES TO PUBLIC PROTECTION CLASSIFICATIONS AS REQUIRED BY INSURANCE CODE §59A-18-33, NMSA 1978
STATE OF NEW MEXICO
OFFICE OF SUPERINTENDENT OF INSURANCE
SUPERINTENDENT OF INSURANCE
Alice T. Kane
Main Office: 1120 Paseo de Peralta, Fourth Floor, Santa Fe, NM 87501
Satellite Office: 6200 Uptown Blvd NE, Suite 400, Albuquerque, NM 87110
Main Phone: (505) 827-4601 | Toll Free: (855) 4 - ASK - OSI
www.osi.state.nm.us
BULLETIN 2026-005
March_____, 2026
TO:
ALL RESIDENTIAL PROPERTY/CASUALTY INSURERS OF CUSTOMERS
IN THE TEXICO FIRE PROTECTION SERVICE AREA
RE:
NOTICES
REGARDING
UNFAVORABLE
CHANGES
TO
PUBLIC
PROTECTION CLASSIFICATIONS AS REQUIRED BY INSURANCE CODE
§59A-18-33, NMSA 1978
This Bulletin is issued as required by general OSI Bulletin No. 2024-022, except that the
requirement in Bulletin 2024-022 that insurers must notify the PPC rating/advisory organization
that notice was provided is waived for this Bulletin.
The OSI has been notified by ISO, a rating/advisory organization, about a recent Public
Protection Classification (PPC) survey involving the fire protection service areas (FPSA) of
Texico.
ISO intends to make the change effective August 1, 2026.
Within ninety days of the date of this Bulletin, all residential property/casualty Insurers of
customers in the Texico FPSA must provide written notice to its policyholders that includes this
language, or language of similar meaning:
NOTICE OF A CHANGE IN YOUR COMMUNITY'S PUBLIC
PROTECTION CLASSIFICATION THAT MAY IMPACT YOUR
PROPERTY INSURANCE PREMIUM
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Main Office: 1120 Paseo de Peralta, Fourth Floor, Santa Fe, NM 87501
Satellite Office: 6200 Uptown Blvd NE, Suite 400, Albuquerque, NM 87110
Main Phone: (505) 827-4601 | Toll Free: (855) 4 - ASK - OSI
www.osi.state.nm.us
We provide you with residential property insurance. One of the many factors
that impacts the availability of, or the premium payments charged for,
residential property insurance is the public protection classification (PPC) score
that applies to your community and the surrounding community. A PPC score
is based on an evaluation of four major things which include, (1) Emergency
Communication Systems, (2) Fire Department, (3) Water Supply and (4)
Community Risk Reduction. Your community's PPC score is set by a rating/
advisory organization.
The New Mexico Office of Superintendent of Insurance (OSI) was recently
notified by our rating/advisory organization of changes in the PPC score for
your community. Because the changes may increase or decrease the amount you
pay for your property insurance with our company, or impact whether we will
renew your coverage, the OSI directed us to inform you about the changes. We
are giving you this notice within ninety days after the OSI notified us about the
change.
If you have any questions related to the change in your community's PPC score,
or if your community wishes to improve its classification, you should contact a
local government representative, such as the fire chief or a county
commissioner and ask their help in developing a community improvement plan.
If a community improvement plan is made, the rating/advisory organization that
sets the PPC score for your community can evaluate that improvement plan and
might be able to postpone publication of a downgraded PPC score. Please keep
us informed whether you accept the PPC score change, or if your community
will be seeking a community improvement plan.
Should you have any questions relating to this bulletin please contact Melissa Robertson,
Property & Casualty Bureau Chief at 505-670-2704 or Melissa.Robertson@osi.nm.gov.
ISSUED this ___ day of ______, 2026.
__________________________________
ALICE T. KANE
Superintendent of Insurance
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March