N.M. Stat. § 39-1A-3
Required disclosures to payee.
At least three days before the date on which the payee signs a transfer agreement,
the transferee shall provide to the payee a separate disclosure statement, in bold type
at least fourteen points in size, that states:
A. the amounts and due dates of the structured settlement payments to be
transferred;
B. the aggregate amount of the payments;
C. the discounted present value of the payments to be transferred, which shall be
identified as the "calculation of current value of the transferred structured settlement
payments under federal standards for valuing annuities", and the amount of the
applicable federal rate used in calculating the discounted present value;
D. the gross advance amount;
E. an itemized listing of all applicable transfer expenses, other than attorney fees
and related disbursements payable in connection with the transferee's application for
approval of the transfer, and the transferee's best estimate of the amount of those
expenses;
F. the net advance amount;
G. the amount of any penalties or liquidated damages payable by the payee in the
event of any breach of the transfer agreement by the payee; and
H. a statement that the payee has the right to cancel the transfer agreement,
without penalty or further obligation, not later than the close of the third business day
after the date the agreement is signed by the payee.