N.M. Stat. § 13-7-44
Dental coverage; methods of payment.
A. For purposes of this section, "credit card payment" means a type of electronic
funds transfer whereby:
(1)
an insurer issues a single-use series of numbers associated with the
payment of services rendered by the provider and chargeable to a predetermined
amount; and
(2)
the provider is responsible for processing the payment by using a credit
card terminal or internet portal.
B. Group coverage, including any form of self-insurance, offered, issued or renewed
under the Health Care Purchasing Act that offers a dental plan shall not place
restrictions on a provider regarding acceptable methods of payment, including
designating credit card payments as the only acceptable form of payment.
C. When transmitting a payment to a provider using an electronic funds transfer,
other than one made through the automated clearinghouse network, an insurer:
(1)
shall not charge a fee to the provider solely to transmit a payment without
the provider's consent;
(2)
shall notify the provider of any other fees associated with transmitting a
payment; and
(3)
shall provide a provider with a fee-free method of transmitting a payment
and provide instructions for utilizing the method.