N.M. Stat. § 58-16-15
Civil liability.
A. A cardholder who is authorized to engage in transactions through or by means of
remote financial service units may bring a civil action against a person violating the
Remote Financial Service Unit Act for an amount equal to the sum of any actual
damages sustained by the cardholder. Upon adverse adjudication, the defendant shall
be liable for actual damages or fifty dollars ($50.00), whichever is greater, together with
court costs and reasonable attorneys' fees incurred by the plaintiff. The court may
provide such equitable relief as it deems necessary or proper, including enjoining the
defendant from further such violations of the Remote Financial Service Unit Act. If it
appears to the court that the suit by the plaintiff was ill founded or brought for purposes
of harassment, the plaintiff shall be liable for court costs and reasonable attorneys' fees
incurred by the defendant.
B. In the case of a class action, no minimum recovery for each member of the class
shall be applicable and the total recovery in any such action is limited to the actual
damages sustained by the members of the class but shall not exceed the lesser of one
hundred thousand dollars ($100,000) or one percent of the net worth of the defendant.