N.M. Stat. § 58-16-4
Restrictions on provision of financial services.
A. Nothing in the Remote Financial Service Unit Act shall be construed as authority
for any person to provide financial services in a manner not otherwise permitted or
restricted by applicable law nor as authority to enlarge upon the financial services that
financial institutions are permitted by applicable law to perform.
B. Except as provided in Subsection F of Section 58-16-5 NMSA 1978, no provision
of the Remote Financial Service Unit Act shall be construed to limit or otherwise control
any debits or credits or other electronic funds transfers through a network or other
system within the proprietary control of one or more merchants.