N.M. Stat. § 59A-20-20
Annuities, entire contract.
In an annuity or pure endowment contract, other than a reversionary, survivorship or
group annuity, there shall be a provision that the contract shall constitute the entire
contract between the parties or, if a copy of the application is endorsed upon or
attached to the contract when issued, a provision that the contract and the application
therefor shall constitute the entire contract between the parties.