N.M. Stat. § 59A-23E-8
Group health plan; group health insurance; special
enrollment periods for individuals losing other coverage.
A. group health plan and a health insurance issuer offering group health insurance
coverage in connection with a group health plan shall permit an employee who is
eligible but not enrolled for coverage under the terms of the plan, or a dependent of the
employee if the dependent is eligible but not enrolled for coverage, to enroll for
coverage under the terms of the plan if:
(1)
the employee or dependent was covered under a group health plan or had
health insurance coverage at the time coverage was previously offered to the employee
or dependent;
(2)
the employee stated in writing at the time coverage was offered that
coverage under a group health plan or health insurance coverage was the reason for
declining enrollment, but only if the plan sponsor or issuer required such a statement at
the time and provided the employee with notice of that requirement and the
consequences of the requirement at the time;
(3)
the employee's or dependent's coverage described in Paragraph (1) of
this subsection was:
(a) under a COBRA continuation provision and the coverage under that
provision was exhausted; or
(b) not under a COBRA continuation provision and either the coverage was
terminated as a result of loss of eligibility for the coverage, including as a result of legal
separation, divorce, death, termination of employment or reduction in the number of
hours of employment, or employer contributions toward the coverage were terminated;
and
(4)
under the terms of the plan, the employee requested enrollment not later
than thirty days after the date of exhaustion of coverage described in Subparagraph (a)
of Paragraph (3) of this subsection or termination of coverage or employer contribution
described in Subparagraph (b) of Paragraph (3) of this subsection.
B. A group health plan or a health insurance issuer offering group health insurance
plan coverage shall permit an eligible enrollee to enroll for coverage under the terms of
the plan if either of the following conditions is met:
(1)
the eligible enrollee's medical assistance provided pursuant to the Public
Assistance Act is terminated; or
(2)
the eligible enrollee becomes eligible for medical assistance, with respect
to coverage under the group health plan or health insurance plan, under such medicaid
plan or state child health plan, including under any waiver or demonstration project
conducted under or in relation to such a plan, if the employee requests coverage under
the group health plan or health insurance plan not later than sixty days after the date the
employee or dependent is determined to be eligible for such assistance.
C. As used in this section, "eligible enrollee" means an employee or dependent of
an employee who is eligible, but not enrolled, for coverage under the terms of an
employer's group health plan.