N.M. Stat. § 59A-32-2
Scope of article.
This article shall apply only as to contracts of vehicle insurance, as defined in
Section 113 [59A-7-7 NMSA 1978] of the Insurance Code. Such contracts shall also be
subject to the applicable provisions of Article 18 [Chapter 59A, Article 18 NMSA 1978]
(the insurance contract) of the Insurance Code.