N.M. Stat. § 59A-44-6
Qualifications for membership.
A. A society shall specify in its laws or rules:
(1)
eligibility standards for each and every class of membership, provided that
if benefits are provided on the lives of children, the minimum age for adult membership
shall be set at not less than fifteen years and not greater than twenty-one years;
(2)
the process for admission to membership for each membership class; and
(3)
the rights and privileges of each membership class, provided that only
benefit members shall have the right to vote on the management of the insurance affairs
of the society.
B. A society may also admit social members who shall have no voice or vote in the
management of the insurance affairs of the society.
C. Membership rights in the society are personal to a member and are not
assignable.