N.M. Stat. § 59A-54-15
Dependent family member required coverage; employer
responsibilities.
A. An employer is authorized to make a payroll deduction from the compensation of
an employee for the portion of the pool policy premium the employee is responsible for,
and an employer shall contribute the same dollar amount of the cost of that policy on
behalf of the employee that the employer contributes for other similar employees for
health insurance.
B. An employer shall offer and make available to dependent family members of an
employee covered by the pool the same group plan offered to other employees of the
group. The employer shall charge a dependent family member a premium equal to that
amount charged to other employees and shall contribute the difference between the
amount the employer would pay for the employee under its group family coverage and
the amount the employer has paid to the pool on behalf of the employee pursuant to
Subsection A of this section. In no event shall an employer be required to pay more for
a family with the employee being a high risk than for a standard family in the employer's
group plan.