Permissible practices.

A. An insurer may market travel insurance directly to a consumer through the insurer's website or through an aggregator website so long as an accurate summary or short description of coverage is provided and the consumer has access to the full policy through electronic means. B. When a consumer's destination jurisdiction requires insurance, an insurer may require a consumer to choose between the following options as a condition of purchasing a trip or travel package: (1) purchasing the coverage required by the destination jurisdiction through the travel retailer or limited lines travel insurance producer supplying the trip or travel package; or (2) agreeing to obtain and provide proof of coverage that meets the destination jurisdiction's requirements prior to departure. C. Permissible practices described in this section shall not constitute an unfair claims practice pursuant to the provisions of Section 59A-16-20 NMSA 1978.