Subject matter of courses; hours of instruction.

A course must consist of at least 5 hours of instruction in the classroom, or the equivalent in a self-study course approved by the Division pursuant to NAC 683A.211 , in the provisions of title 57 of NRS and the regulations adopted pursuant to those provisions, at least one-half of which must cover the laws and regulations common to all lines of insurance, and: 1. For a course in life insurance, at least 15 hours of instruction in the classroom or the equivalent in a self-study course approved pursuant to NAC 683A.211 , covering: (a) Principles and concepts of insurance in general; (b) Basic principles and concepts of life insurance; (c) The contract for life insurance and provisions of the policy; (d) Classifications and types of life insurance; (e) Annuities; (f) The ethical responsibilities of the producer; (g) The organization of the business of life insurance; and (h) Regulation by the government. 2. For a course in accident and health insurance, at least 15 hours of instruction in the classroom or the equivalent in a self-study course approved pursuant to NAC 683A.211 , covering: (a) Principles and concepts of insurance in general; (b) Basic principles and concepts of accident and health insurance; (c) The contract for accident and health insurance and provisions of the policy; (d) Accident and health insurance offered by private companies; (e) Accident and health insurance offered by a governmental entity; (f) Types of policies and coverage for accident and health insurance; (g) Group insurance and plans of special insurance; (h) The ethical responsibilities of the producer; and (i) Regulation by the government. 3. For a course in property insurance, at least 15 hours of instruction in the classroom or the equivalent in a self-study course approved pursuant to NAC 683A.211 , covering: (a) Principles and concepts of insurance in general; (b) Basic principles and concepts of property and casualty insurance; (c) The contract for property insurance and provisions of the policy; (d) Types of policies and coverage for property insurance; (e) The ethical responsibilities of the producer; (f) The organization of the business of property insurance; and (g) Regulation by the government. 4. For a course in casualty insurance, at least 15 hours of instruction in the classroom or the equivalent in a self-study course approved pursuant to NAC 683A.211 , covering: (a) Principles and concepts of insurance in general; (b) Basic principles and concepts of property and casualty insurance; (c) The contract for casualty insurance and provisions of the policy; (d) Insurance to protect against liability; (e) Automobile insurance; (f) Workers’ compensation and employers’ liability insurance; (g) Fidelity insurance, surety bonds and other types of casualty insurance; (h) The ethical responsibilities of the producer; (i) The organization of the business of casualty insurance; and (j) Regulation by the government. 5. For a course in a combination of life and health insurance or property and casualty insurance, at least 35 hours of instruction in the classroom or the equivalent in a self-study course approved pursuant to NAC 683A.211 , covering all the subjects required for each of those separate lines of insurance. 6. For a course in a combination of life and health insurance and property and casualty insurance, at least 75 hours of instruction in the classroom or the equivalent in a self-study course approved pursuant to NAC 683A.211 , covering the subjects required for each of those separate lines of insurance. 7. For a course in personal lines insurance, at least 15 hours of instruction in the classroom or the equivalent in a self-study course approved pursuant to NAC 683A.211 , covering the subjects of property and casualty dealing with personal lines insurance. 8. For a course in a combination of life and health insurance, property and casualty insurance and personal lines insurance, at least 95 hours of instruction in the classroom or the equivalent in a self-study course approved pursuant to NAC 683A.211 , covering the subjects required for each of those separate lines of insurance.