Nevada · Statutes
Chapter 686A
108 sections
108 sections
- Nev. Rev. Stat. § 686A.010Purpose.
- Nev. Rev. Stat. § 686A.015Jurisdiction of Commissioner; Commissioner required to establish program to investigate unfair and deceptive trade practices.
- Nev. Rev. Stat. § 686A.020Unfair methods of competition and unfair or deceptive acts or practices prohibited.
- Nev. Rev. Stat. § 686A.025Unfair acts and practices: Disclosure of nonpublic personal information in manner contrary to federal law; regulations.
- Nev. Rev. Stat. § 686A.027Unfair or deceptive methods, acts or practices: Knowing access or use of contractual discount of provider of health care pursuant to provider network contract without applicable contractual relationship.
- Nev. Rev. Stat. § 686A.028Unfair or deceptive methods, acts or practices: Offering or selling policy of travel insurance that could never result in payment of claim; marketing blanket travel insurance as free.
- Nev. Rev. Stat. § 686A.030Misrepresentation and false or misleading advertising of policies prohibited.
- Nev. Rev. Stat. § 686A.040False, deceptive or misleading information and advertising prohibited.
- Nev. Rev. Stat. § 686A.050“Twisting” prohibited.
- Nev. Rev. Stat. § 686A.055Use of existence of Nevada Insurance Guaranty Association or Nevada Life and Health Insurance Guaranty Association to induce purchase of or discourage termination of insurance covered by Association prohibited; exception.
- Nev. Rev. Stat. § 686A.060Replacement of life insurance: Statements required to be given to policyholder.
- Nev. Rev. Stat. § 686A.070Falsification of or knowing omissions in records or falsification of financial statements prohibited; penalty.
- Nev. Rev. Stat. § 686A.080Defamatory statement concerning person engaged or proposing to engage in business of insurance prohibited.
- Nev. Rev. Stat. § 686A.085Bank prohibited from requiring customers to purchase insurance from parent, subsidiary or affiliate of bank.
- Nev. Rev. Stat. § 686A.090Boycott, coercion or intimidation tending to result in unreasonable restraint of or monopoly in business of insurance prohibited.
- Nev. Rev. Stat. § 686A.095Cancellation or restriction of agent’s authority based solely on loss ratio experience prohibited in certain circumstances.
- Nev. Rev. Stat. § 686A.100Life insurance, annuities and health insurance: Unfair discrimination prohibited.
- Nev. Rev. Stat. § 686A.105Life insurance, annuities and health insurance: Discrimination against living organ donor prohibited.
- Nev. Rev. Stat. § 686A.110Life insurance, annuities and health insurance: Rebates and other inducements prohibited; exceptions.
- Nev. Rev. Stat. § 686A.120Life insurance, annuities and health insurance: Exceptions to provisions limiting discrimination, rebates and use of securities as inducements.
- Nev. Rev. Stat. § 686A.130Property, casualty, surety and title insurance: Unfair discrimination and rebates prohibited; exceptions.
- Nev. Rev. Stat. § 686A.135Vision care: Prohibited provisions in contract between insurer and provider; insurer required to provide list of reimbursement rates to provider before entering contract; insurer required to disclose in policy pecuniary interest in supplier or provider; prohibited advertisements by insurer related to coverage; provider required to disclose pecuniary interest in supplier; use of in-network source or supplier not prohibited.Renumbered
- Nev. Rev. Stat. § 686A.140Violations concerning rebates and inducements: Penalties; effect.
- Nev. Rev. Stat. § 686A.150Using security, advisory board contract or agreement offering or promising profit as inducement prohibited.
- Nev. Rev. Stat. § 686A.160Enforcement: Prohibited methods, acts or practices.
- Nev. Rev. Stat. § 686A.170Enforcement: Undefined practices.
- Nev. Rev. Stat. § 686A.180Service of process upon unauthorized insurers.
- Nev. Rev. Stat. § 686A.183Cease and desist orders and penalties for prohibited methods, acts or practices; modification and setting aside of Commissioner’s orders.
- Nev. Rev. Stat. § 686A.185Review and finality of Commissioner’s orders.
- Nev. Rev. Stat. § 686A.187Penalties for violating cease and desist order.
- Nev. Rev. Stat. § 686A.190Interlocking ownership or management; serving as director of competing insurers.
- Nev. Rev. Stat. § 686A.200Plan or transaction involving favored agent or insurer prohibited; exception.
- Nev. Rev. Stat. § 686A.210Service and processing charges prohibited.
- Nev. Rev. Stat. § 686A.220Favored agent or surety for bonds or insurance contracts under public building or construction contract prohibited; exceptions; penalty.
- Nev. Rev. Stat. § 686A.230Illegal dealing in premiums; excess charges for insurance; regulations related to fees of broker, consultant or financial planner; written contract for consultation.
- Nev. Rev. Stat. § 686A.240Favoritism to groups prohibited; exceptions.
- Nev. Rev. Stat. § 686A.250Use of insurance or annuity as inducement for purchase or rental of property or services without separate charge prohibited; exceptions.
- Nev. Rev. Stat. § 686A.260Revocation or suspension of license for violation of laws of other state.
- Nev. Rev. Stat. § 686A.270Knowledge of insurer of prohibited acts required for violation.
- Nev. Rev. Stat. § 686A.280Use of name deceptively implying person is insurer prohibited by person who is not insurer.
- Nev. Rev. Stat. § 686A.281Definitions.
- Nev. Rev. Stat. § 686A.282“Investigative or law enforcement agency” defined.
- Nev. Rev. Stat. § 686A.283Reporting requirements; duties of Commissioner and Attorney General; prosecution by district attorney.
- Nev. Rev. Stat. § 686A.285Report by insurer of suspicion that loss to insured was caused by other than accidental or natural occurrence.
- Nev. Rev. Stat. § 686A.287Provision by insurer of information concerning fraud upon request by Attorney General, Commissioner or certain agencies.
- Nev. Rev. Stat. § 686A.289Provision to insurer of information concerning fraud upon completion of investigation or prosecution; confidentiality of information.
- Nev. Rev. Stat. § 686A.290Applications for insurance: False or fraudulent statements or representations prohibited; penalties.
- Nev. Rev. Stat. § 686A.291Criminal penalty for insurance fraud.
- Nev. Rev. Stat. § 686A.292Additional penalties for insurance fraud; payment of expenses of Fraud Control Unit; persons who are victims for purposes of restitution.
- Nev. Rev. Stat. § 686A.295Commissioner and Attorney General required to notify agency when person licensed by or registered with agency is convicted of insurance fraud.
- Nev. Rev. Stat. § 686A.297Definitions.
- Nev. Rev. Stat. § 686A.298Prohibited provisions in contract between provider of vision insurance and provider of vision care; provider of vision insurance required to provide list of reimbursement rates to provider of vision care before entering contract; provider of vision insurance required to disclose pecuniary interest in supplier of materials or provider of vision care; prohibited advertisements by provider of vision insurance related to coverage; provider of vision care required to disclose pecuniary interest in supplier; use of in-network source or supplier not prohibited.
- Nev. Rev. Stat. § 686A.300Delay in payment of claim for damages to motor vehicle after receipt of statement of charges prohibited; settling claim without providing for repair of vehicle permitted; exception.
- Nev. Rev. Stat. § 686A.310Unfair practices in settling claims; liability of insurer for damages.
- Nev. Rev. Stat. § 686A.313Required coordination by multiple insurers for certain dental claims; denial of claim prohibited; regulations.
- Nev. Rev. Stat. § 686A.315Statements required with certain billing and claim forms submitted to insurers; failure to provide statements not defense in prosecution for insurance fraud.
- Nev. Rev. Stat. § 686A.325Settlement of third-party liability claims: Written notice of payment to claimant required; effect of failure to serve notice.
- Nev. Rev. Stat. § 686A.330Definitions.
- Nev. Rev. Stat. § 686A.335Applicability of chapter 696B
- Nev. Rev. Stat. § 686A.340Engaging in business of company without license prohibited; exception.
- Nev. Rev. Stat. § 686A.350Exemptions from requirement of licensing.
- Nev. Rev. Stat. § 686A.360Application for license: Form; fees; bond; required documents; provision of material changes to Commissioner.
- Nev. Rev. Stat. § 686A.370True name and fictitious name of applicant or licensee; grounds for disapproval of name.
- Nev. Rev. Stat. § 686A.380Renewal of license.
- Nev. Rev. Stat. § 686A.385Schedule of rates and charges: Required to be filed with Commissioner for approval; filing of changes; inclusion in schedule required for imposition.
- Nev. Rev. Stat. § 686A.390Approval of forms.
- Nev. Rev. Stat. § 686A.400Records: Maintenance; form of preservation; open to Commissioner.
- Nev. Rev. Stat. § 686A.410Examination of company by Commissioner.
- Nev. Rev. Stat. § 686A.420Contents of agreement.
- Nev. Rev. Stat. § 686A.430Furnishing of completed copy of agreement to insured.
- Nev. Rev. Stat. § 686A.440Interest; service charge; prepayment.
- Nev. Rev. Stat. § 686A.450Permissible charges: Late payment; returned check; collection costs or attorney’s fees.
- Nev. Rev. Stat. § 686A.460Cancellation of insurance policy listed in agreement containing power of attorney enabling cancellation by company.
- Nev. Rev. Stat. § 686A.470Return of unearned premium and commission.
- Nev. Rev. Stat. § 686A.480Prohibited payments: Membership in motor club; policy of insurance covering accidental death or dismemberment.
- Nev. Rev. Stat. § 686A.490No recourse against agent based on insured’s default in payments; limitation on inducements; prohibited acts by company, agent or broker related to submission of agreement.
- Nev. Rev. Stat. § 686A.500Disclosure of financial interest required; agent or broker who submits or performs services in connection with agreement prohibited from receiving compensation.
- Nev. Rev. Stat. § 686A.510Penalties.
- Nev. Rev. Stat. § 686A.520Applicability of other provisions.
- Nev. Rev. Stat. § 686A.600Definitions.
- Nev. Rev. Stat. § 686A.610“Adverse action” defined.
- Nev. Rev. Stat. § 686A.620“Affiliate” defined.
- Nev. Rev. Stat. § 686A.630“Consumer credit report” defined.
- Nev. Rev. Stat. § 686A.640“Consumer reporting agency” defined.
- Nev. Rev. Stat. § 686A.650“Credit information” defined.
- Nev. Rev. Stat. § 686A.660“Insurance score” defined.
- Nev. Rev. Stat. § 686A.670Applicability.
- Nev. Rev. Stat. § 686A.680Consumer credit reports: Uses; limitations.
- Nev. Rev. Stat. § 686A.685Insurer that uses credit information to provide reasonable exceptions in certain circumstances.
- Nev. Rev. Stat. § 686A.690Reunderwriting or rerating of insured; refund of premium.
- Nev. Rev. Stat. § 686A.700Disclosure of use of credit information.
- Nev. Rev. Stat. § 686A.710Notice requirements after taking adverse action.
- Nev. Rev. Stat. § 686A.720Indemnification of agent by insurer.
- Nev. Rev. Stat. § 686A.730Consumer reporting agencies: Prohibitions; exemptions.
- Nev. Rev. Stat. § 686A.2815“Insurance fraud” defined.
- Nev. Rev. Stat. § 686A.2825“Practitioner” defined.
- Nev. Rev. Stat. § 686A.2971“Covered material” defined.
- Nev. Rev. Stat. § 686A.2972“Covered services” defined.
- Nev. Rev. Stat. § 686A.2973“Enrollee” defined.
- Nev. Rev. Stat. § 686A.2974“Materials” defined.