Insurer prohibited from requiring bundling of other credit insurance coverage with purchase of credit personal property insurance or using gross debt to determine premiums.

1. An insurer shall not: (a) Require the bundling of other credit insurance coverage with the purchase of credit personal property insurance; and (b) Use gross debt in any manner to determine the premiums for credit personal property insurance. 2. A debtor must have a choice to purchase credit personal property insurance separately from other credit insurance coverage. (Added to NRS by 2005, 2108)