OAR 441-735-0165. Unfair or Deceptive Practices

A licensee must not disguise the terms or provisions of any loan as a device or subterfuge to evade the requirements and fees and interest authorized by ORS 725A.010 through 725A.990. Such conduct will be deemed a violation of 725A.010, 725A.062, and 725A.064, and dishonest, fraudulent, or illegal practices under 725A.082.