Applicability and Scope

A. Except as otherwise specifically provided in Sections 7, 13, 14, 17 and 22, this rule shall apply to: (1) All Medicare supplement policies delivered or issued for delivery in Puerto Rico on or after the effective date of this rule; and (2) All certificates issued under group Medicare supplement policies which certificates have been delivered or issued for delivery in Puerto Rico. B. This rule shall not apply to a policy or contract of one or more employers or labor organizations, or of the trustees of a fund established by one or more employers or labor organizations, or 3 combination thereof, for employees or former employees, or a combination thereof, or for members or former members, or a combination thereof, of the labor organizations.