RI Insurance Bulletin 2021-7
Auto Body Labor Rate Survey Reports
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Department of Business Regulation
1511 Pontiac Avenue, Bldg. 69-2
Cranston, RI 02920
Insurance Bulletin Number 2021-7
Auto Body Labor Rate Survey Reports
2021 Prevailing Labor Rates
In accordance with Insurance Bulletin 2021-5, insurers and insurance groups that
were determined to meet the criteria established in 230-RICR-20-05-10, i.e., greater
than 1% market share, have submitted the 2021 Auto Body Labor Rate Survey Reports
to this Department. The 2021 prevailing labor rates as established by these insurers
follow:
Progressive Group
26.98%
(Group Market Share)
Class A Class B
Prevailing Sheet Metal/Refinish Rate $50.00 $47.00
Prevailing Frame Rate $50.00 $47.00
Prevailing Mechanical Rate $62.00 $60.00
(Also noted Aluminum negotiated)
Berkshire Hathaway Insurance Group 10.86%
(Group Market Share)
Class A Class B
GEICO*:
Prevailing Body/Paint Rate $47.00 $47.00
Prevailing Frame Rate $47.00 $47.00
Prevailing Mechanical Rate $56.00 $56.00
*Also noted gives adjusters discretion to make reasonable adjustments.
Class A Class B
National Indemnity:
Prevailing Labor Rate (non-aluminum) $50.00 $50.00
Allstate Insurance Group
8.78%
(Group Market Share)
Class A Class B
Prevailing Sheet Metal/Refinish Rate $50.00 $48.00
Prevailing Frame Rate $50.00 $49.00
Prevailing Mechanical Rate $59.00 $59.00
Aluminum Rate $80.00 $80.00
Amica Mutual Group
8.70% (Group Market Share)
Prevailing Labor Rate $48.00 $46.00
Aluminum Rate $50.00
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Liberty Mutual Group
5.13%
(Group Market Share)
Class A Class B
Prevailing Labor Rate $50.00 $48.00
United Services Automobile Assn. Group 5.09%
(Group Market Share)
Class A Class B
Prevailing Rate $52.00 $50.00
(Also negotiations in excess of prevailing rate in some markets)
Nationwide Corporation Group
4.33%
(Group Market Share)
Class A Class B
Prevailing Labor Rate $50.00 $48.00
(Also noted negotiations with body shops may take place and Aluminum negotiated)
Metropolitan Group (now part of Farmers) 3.42% (Group Market Share)
Class A Class B
Prevailing Labor Rate $52.00 $50.00
Travelers Group
3.04%
(Group Market Share)
Class A Class B
Prevailing Labor Rate $53.00 $50.00
Mapfre Insurance Group
2.23%
(Group Market Share)
Class A Class B
Prevailing Labor Rate $50.00 $49.00
(Also noted Aluminum negotiated)
State Farm Group
2.20%
(Group Market Share)
Class A Class B
Prevailing Sheet Metal Rate $51.00 $50.00
Prevailing Frame Rate $52.00 $52.00
Prevailing Mechanical Rate $75.00 $75.00
(Also noted will continue to negotiate)
Main Street America Group
2.06%
(Group Market Share)
Class A Class B
Prevailing Labor Rate $46.00 $46.00
(Also noted Aluminum negotiated)
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Auto Club Enterprises Ins Grp
1.97%
(Group Market Share)
Class A Class B
Prevailing Sheet Metal Rate $54.00 $52.00
Prevailing Frame Rate $57.00 $55.00
Prevailing Mechanical Rate $77.00 $77.00
Aluminum $79.00 $79.00
Rhode Island Automobile Ins Plan
1.90%
(Co Market Share)
Class A Class B
Prevailing Labor Rate $52.00 $50.00
Selective Insurance Group
1.63%
(Group Market Share)
Class A Class B
Prevailing Sheet Metal/Refinish Rate $56.00 $56.00
Prevailing Frame Rate $53.00 $62.00
Prevailing Mechanical Rate $94.00 $94.00
Aluminum $125.00 $125.00
Ohio Mutual Group
1.19%
(Group Market Share)
Class A Class B
Prevailing Sheet Metal Rate $65.00 $52.00
Prevailing Frame Rate $65.00 $56.00
Prevailing Mechanical Rate $73.50 $73.50
Aluminum Rate $109.00 $109.00
(Also noted will continue to negotiate)
National Gen Group (now Allstate)
0.66% (Group Market Share)
Class A Class B
Prevailing Labor Rate $50.00 $48.00
In accordance with Insurance Bulletin 2021-5 insurers and insurance groups writing
motor vehicle liability insurance that are not listed above (determined by the
Department to have less than 1% market share) may voluntarily conduct the survey and
file a report electronically with the Department at dbr.specialreports@dbr.ri.gov by
September 1, 2021. If no report is filed, the insurer must negotiate the labor rate(s). The
2021 prevailing labor rates as established by these insurers follow:
Arbella Insurance Group
Class A Class B
Prevailing Labor Rate $50.00 $48.00
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EMC Insurance Companies
Class A Class B
Prevailing Sheet Metal Rate $48.00 $48.00
Prevailing Frame Rate $50.00 $50.00
Prevailing Mechanical Rate $60.00 $60.00
Aluminum Rate $85.00 $85.00
NLC Insurance Companies
Class A Class B
Prevailing Labor Rate $49.00 $49.00
Prevailing Mechanical Rate Negotiated Negotiated
(Also noted Aluminum negotiated)
Privilege Underwriters Reciprocal Exchange (PURE)
Class A Class B
Prevailing Sheet Metal Rate $55.00 $55.00
Prevailing Frame Rate $55.00 $55.00
Prevailing Mechanical Rate $65.00 $65.00
Aluminum Refinish Rate $65.00 $65.00
Aluminum Frame/Structural Rate $85.00 $85.00
Quincy Mutual Group
Class A Class B
Prevailing Labor Rate $48.00 $46.00
Aluminum Structural Repair Rate $95.00 $95.00
Questions regarding this Bulletin may be directed to dbr.specialreports@dbr.ri.gov.
Elizabeth Kelleher Dwyer
Superintendent of Insurance
October 8, 2021