RI Insurance Bulletin 2022-3
Auto Body Labor Rate Survey Reports
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Department of Business Regulation
1511 Pontiac Avenue, Bldg. 69-2
Cranston, RI 02920
Insurance Bulletin Number 2022-3
Auto Body Labor Rate Survey Reports
2022 Prevailing Labor Rates
In accordance with Insurance Bulletin 2022-2, insurers and insurance groups that
were determined to meet the criteria established in 230-RICR-20-05-10, i.e., greater
than 1% market share, have submitted the 2022 Auto Body Labor Rate Survey Reports
to this Department. The 2022 prevailing labor rates as established by these insurers
follow:
Progressive Group
28.91%
(Group Market Share)
Class A Class B
Prevailing Sheet Metal/Refinish Rate $50.00 $49.00
Prevailing Frame Rate $50.00 $49.00
Prevailing Mechanical Rate $62.00 $62.00
(Also noted Aluminum negotiated)
Berkshire Hathaway Insurance Group 11.95%
(Group Market Share)
Class A Class B
GEICO*:
Prevailing Body/Paint Rate $49.00 $49.00
Prevailing Frame Rate $49.00 $49.00
Prevailing Mechanical Rate $56.00 $56.00
*Also noted gives adjusters discretion to make reasonable adjustments.
Class A Class B
National Indemnity:
Prevailing Labor Rate (non-aluminum) $51.00 $51.00
Allstate Insurance Group
9.51%
(Group Market Share)
Class A Class B
Prevailing Sheet Metal/Refinish Rate $50.00 $48.00
Prevailing Frame Rate $50.00 $49.00
Prevailing Mechanical Rate $59.00 $59.00
Aluminum Rate $80.00 $80.00
National Gen Group (now Allstate)
0.60% (Group Market Share)
Class A Class B
Prevailing Labor Rate $50.00 $48.00
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Liberty Mutual Group
6.47%
(Group Market Share)
Class A Class B
Prevailing Labor Rate $50.00 $48.00
Amica Mutual Group
6.10% (Group Market Share)
Class A Class B
Prevailing Labor Rate $48.00 $46.00
Aluminum Rate $50.00
United Services Automobile Assn. Group 4.84%
(Group Market Share)
Class A Class B
Prevailing Rate $55.00 $52.00
(Also negotiations in excess of prevailing rate in some markets)
Nationwide Corporation Group
4.08%
(Group Market Share)
Class A Class B
Prevailing Labor Rate $56.00 $54.00
(Also noted negotiations with body shops may take place and Aluminum negotiated)
Farmers Insurance Group 3.10%
(Group Market Share)
Class A Class B
Prevailing Labor Rate $55.00 $52.00
Travelers Group
2.78%
(Group Market Share)
Class A Class B
Prevailing Labor Rate $53.00 $50.00
Auto Club Enterprises Ins Grp
2.34%
(Group Market Share)
Class A Class B
Prevailing Sheet Metal Rate $55.00 $52.00
Prevailing Frame Rate $58.00 $56.00
Prevailing Mechanical Rate $76.00 $74.00
Aluminum $79.00 $79.00
Mapfre Insurance Group
2.31%
(Group Market Share)
Class A Class B
Prevailing Labor Rate $51.00 $50.00
(Also noted Aluminum negotiated)
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Main Street America Group
1.81%
(Group Market Share)
Class A Class B
Prevailing Labor Rate Negotiated Negotiated
See Consent Agreement 2022-IN-008
State Farm Group
1.76%
(Group Market Share)
Class A Class B
Prevailing Sheet Metal Rate $55.00 $54.00
Prevailing Frame Rate $54.00 $54.00
Prevailing Mechanical Rate $84.00 $84.00
(Also noted will continue to negotiate)
Selective Insurance Group
1.64%
(Group Market Share)
Class A Class B
Prevailing Sheet Metal/Refinish Rate $58.00 $58.00
Prevailing Frame Rate $64.00 $64.00
Prevailing Mechanical Rate $100.00 $100.00
Aluminum $125.00 $125.00
Rhode Island Automobile Ins Plan
1.51%
(Co. Market Share)
Class A Class B
Prevailing Labor Rate $52.00 $50.00
Ohio Mutual Group
1.19%
(Group Market Share)
Class A Class B
Prevailing Sheet Metal Rate $65.00 $52.00
Prevailing Frame Rate $65.00 $56.00
Prevailing Mechanical Rate $73.50 $73.50
Aluminum Rate $109.00 $109.00
(Also noted will continue to negotiate)
In accordance with Insurance Bulletin 2022-2 insurers and insurance groups writing
motor vehicle liability insurance that are not listed above (determined by the
Department to have less than 1% market share) may voluntarily conduct the survey and
file a report electronically with the Department at dbr.specialreports@dbr.ri.gov by
September 1, 2022. If no report is filed, the insurer must negotiate the labor rate(s). The
2022 prevailing labor rates as established by these insurers follow:
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Arbella Insurance Group
Class A Class B
Prevailing Labor Rate $50.00 $48.00
EMC Insurance Companies
Class A Class B
Prevailing Sheet Metal Rate $48.00 $48.00
Prevailing Frame Rate $50.00 $50.00
Prevailing Mechanical Rate $60.00 $60.00
Aluminum Rate $85.00 $85.00
NLC Insurance Companies
Class A Class B
Prevailing Labor Rate $52.00 $52.00
Prevailing Mechanical Rate $60.00 $60.00
(Also noted Aluminum negotiated)
Privilege Underwriters Reciprocal Exchange (PURE)
Class A Class B
Prevailing Sheet Metal Rate $57.00 $57.00
Prevailing Frame Rate $57.00 $57.00
Prevailing Mechanical Rate $65.00 $65.00
Aluminum Refinish Rate $65.00 $65.00
Aluminum Frame/Structural Rate $115.00 $85.00
Quincy Mutual Group
Class A Class B
Prevailing Labor Rate $48.00 $46.00
Aluminum Structural Repair Rate $95.00 $95.00
Questions regarding this Bulletin may be directed to dbr.specialreports@dbr.ri.gov.
Elizabeth Kelleher Dwyer
Superintendent of Insurance
November 2, 2022