RI Insurance Bulletin 2024-10
2024 Auto Body Labor Rate Survey Reports
Page 1 of 4
Department of Business Regulation
1511 Pontiac Avenue, Bldg. 69-2
Cranston, RI 02920
Insurance Bulletin Number 2024-10
Auto Body Labor Rate Survey Reports
2024 Prevailing Labor Rates
In accordance with Insurance Bulletin 2024-5, insurers and insurance groups that
were determined to meet the criteria established in 230-RICR-20-05-10, i.e., greater
than 1% market share, have submitted the 2024 Auto Body Labor Rate Survey Reports
to this Department. The 2024 prevailing labor rates as established by these insurers
follow:
Progressive Group
28.87%
(Group Market Share)
Class A Class B
Prevailing Sheet Metal/Refinish Rate $53.00 $51.00
Prevailing Frame Rate $53.00 $51.00
Prevailing Mechanical Rate $65.00 $65.00
(Also noted Aluminum negotiated)
Berkshire Hathaway Insurance Group 11.93%
(Group Market Share)
Class A Class B
GEICO*:
Prevailing Body/Paint Rate $53.00 $53.00
Prevailing Frame Rate $53.00 $53.00
Prevailing Mechanical Rate $60.00 $60.00
*Also noted gives adjusters discretion to make reasonable adjustments.
Class A Class B
National Indemnity:
Prevailing Labor Rate (non-aluminum) $107.20 $50.51
(Will negotiate including aluminum)
Allstate Insurance Group
9.65%
(Group Market Share)
Class A Class B
Prevailing Sheet Metal/Refinish Rate $50.00 $48.00
Prevailing Frame Rate $50.00 $49.00
Prevailing Mechanical Rate $59.00 $59.00
Aluminum Rate $80.00 $80.00
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Amica Mutual Group
8.14% (Group Market Share)
Class A Class B
Prevailing Labor Rate $53.00 $51.00
Aluminum Rate $55.00
Liberty Mutual Group
6.23%
(Group Market Share)
Class A Class B
Prevailing Labor Rate $53.00 $51.00
United Services Automobile Assn. Group 5.61%
(Group Market Share)
Class A Class B
Prevailing Rate $55.00 $52.00
(Also negotiations in excess of prevailing rate in some markets)
Nationwide Corporation Group
3.16%
(Group Market Share)
Class A Class B
Prevailing Labor Rate $56.00 $54.00
(Also noted negotiations with body shops may take place and Aluminum negotiated)
Auto Club Enterprises Ins Grp
2.85%
(Group Market Share)
Class A Class B
Prevailing Sheet Metal Rate $56.00 $53.00
Prevailing Frame Rate $58.00 $54.00
Prevailing Mechanical Rate $73.00 $71.00
Aluminum $84.00 $84.00
Travelers Group
2.84%
(Group Market Share)
Class A Class B
Prevailing Labor Rate $55.00 $52.00
Farmers Insurance Group 2.82%
(Group Market Share)
Class A Class B
Prevailing Labor Rate $57.00 $54.00
Mapfre Insurance Group
2.54%
(Group Market Share)
Class A Class B
Prevailing Labor Rate $52.00 $51.00
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Selective Insurance Group
1.46%
(Group Market Share)
Class A Class B
Prevailing Sheet Metal/Refinish Rate $62.00 $62.00
Prevailing Frame Rate $72.00 $72.00
Prevailing Mechanical Rate $114.00 $114.00
Aluminum $125.00 $125.00
Main Street America Group
1.40%
(Group Market Share)
Class A Class B
Prevailing Labor Rate $51.00 $49.00
State Farm Group
1.17%
(Group Market Share)
Class A Class B
Prevailing Sheet Metal Rate $58.00 $57.00
Prevailing Frame Rate $57.00 $56.00
Prevailing Mechanical Rate $90.00 $90.00
(Also noted will continue to negotiate)
Ohio Mutual Group
1.13%
(Group Market Share)
Class A Class B
Prevailing Sheet Metal Rate $65.00 $56.00
Prevailing Frame Rate $65.00 $58.00
Prevailing Mechanical Rate $73.50 $73.50
Aluminum Rate $109.00 $109.00
(Also noted will continue to negotiate)
Rhode Island Automobile Ins Plan
1.06%
Class A Class B
Prevailing Labor Rate $52.00 $50.00
In accordance with Insurance Bulletin 2024-5 insurers and insurance groups writing
motor vehicle liability insurance that are not listed above (determined by the
Department to have less than 1% market share) may voluntarily conduct the survey and
file a report electronically with the Department at dbr.specialreports@dbr.ri.gov by
September 1, 2024. If no report is filed, the insurer must negotiate the labor rates. The
2024 prevailing labor rates as established by these insurers follow.
Arbella Insurance Group
Class A Class B
Prevailing Labor Rate $53.00 $51.00
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NLC Insurance Companies
Class A Class B
Prevailing Labor Rate $54.00 $54.00
Prevailing Mechanical Rate $62.00 $62.00
(Also noted Aluminum negotiated)
Privilege Underwriters Reciprocal Exchange (PURE)
Class A Class B
Prevailing Sheet Metal Rate $57.00 $57.00
Prevailing Frame Rate $57.00 $57.00
Prevailing Mechanical Rate $65.00 $65.00
Aluminum Refinish Rate $65.00 $65.00
Aluminum Frame/Structural Rate $125.00 $119.00
Quincy Mutual Group
Class A Class B
Prevailing Labor Rate $48.00 $46.00
Aluminum Structural Repair Rate $95.00 $95.00
Questions regarding this Bulletin may be directed to dbr.specialreports@dbr.ri.gov.
Elizabeth Kelleher Dwyer
Superintendent of Insurance
October 10, 2024