2025 Auto Body Labor Rate Survey Reports

Page 1 of 4 Department of Business Regulation 1511 Pontiac Avenue, Bldg. 69-2 Cranston, RI 02920 Insurance Bulletin Number 2025-5 Auto Body Labor Rate Survey Reports 2025 Prevailing Labor Rates In accordance with Insurance Bulletin 2025-2, insurers and insurance groups that were determined to meet the criteria established in 230-RICR-20-05-10, i.e., greater than 1% market share, have submitted the 2025 Auto Body Labor Rate Survey Reports to this Department. The 2025 prevailing labor rates as established by these insurers follow: Progressive Group 32.70% (Group Market Share) Class A Class B Prevailing Sheet Metal/Refinish Rate $55.00 $53.00 Prevailing Frame Rate $55.00 $53.00 Prevailing Mechanical Rate $70.00 $70.00 (Also noted Aluminum negotiated) Berkshire Hathaway Insurance Group 10.39% (Group Market Share) Class A Class B GEICO*: Prevailing Body/Paint Rate $55.00 $55.00 Prevailing Frame Rate $55.00 $55.00 Prevailing Mechanical Rate $62.00 $62.00 *Also noted gives adjusters discretion to make reasonable adjustments. Class A Class B National Indemnity: Prevailing Labor Rate (non-aluminum) $101.42 $55.13 (Will negotiate including aluminum) Allstate Insurance Group 10.00% (Group Market Share) Class A Class B Prevailing Sheet Metal/Refinish Rate $50.00 $48.00 Prevailing Frame Rate $50.00 $49.00 Prevailing Mechanical Rate $59.00 $59.00 Aluminum Rate $80.00 $80.00 Page 2 of 4 Amica Mutual Group 8.44% (Group Market Share) Class A Class B Prevailing Labor Rate $53.00 $51.00 Aluminum Rate $55.00 United Services Automobile Assn. Group 5.90% (Group Market Share) Class A Class B Prevailing Rate $55.00 $53.00 (Also negotiations in excess of prevailing rate in some markets) Liberty Mutual Group 4.85% (Group Market Share) Class A Class B Prevailing Labor Rate $53.00 $51.00 Auto Club Enterprises Ins Grp 3.13% (Group Market Share) Class A Class B Prevailing Sheet Metal Rate $58.00 $56.00 Prevailing Frame Rate $60.00 $57.00 Prevailing Mechanical Rate $73.00 $71.00 Aluminum $87.00 $87.00 Travelers Group 2.95% (Group Market Share) Class A Class B Prevailing Labor Rate $55.00 $52.00 (Also noted Aluminum and Mechanical negotiated) Farmers Insurance Group 2.63% (Group Market Share) Class A Class B Prevailing Labor Rate $57.00 $54.00 Nationwide Corporation Group 2.46% (Group Market Share) Class A Class B Prevailing Labor Rate $56.00 $54.00 (Also noted negotiations with body shops may take place and Aluminum negotiated) Page 3 of 4 Mapfre Insurance Group 2.11% (Group Market Share) Class A Class B Prevailing Labor Rate $52.00 $51.00 Selective Insurance Group 1.43% (Group Market Share) Class A Class B Prevailing Sheet Metal/Refinish Rate $63.00 $63.00 Prevailing Frame Rate $78.00 $78.00 Prevailing Mechanical Rate $122.00 $122.00 Aluminum $125.00 $125.00 Main Street America Group 1.15% (Group Market Share) Class A Class B Prevailing Labor Rate $50.00 $50.00 Ohio Mutual Group 1.04% (Group Market Share) Class A Class B Prevailing Sheet Metal Rate $65.00 $58.00 Prevailing Frame Rate $65.00 $60.00 Prevailing Mechanical Rate $73.50 $73.50 Aluminum Rate $109.00 $109.00 (Also noted will continue to negotiate) In accordance with Insurance Bulletin 2025-2 insurers and insurance groups writing motor vehicle liability insurance that are not listed above (determined by the Department to have less than 1% market share) may voluntarily conduct the survey and file a report electronically with the Department at dbr.specialreports@dbr.ri.gov by September 1, 2025. If no report is filed, the insurer must negotiate the labor rates. The 2025 prevailing labor rates as established by these insurers follow. Arbella Insurance Group Class A Class B Prevailing Labor Rate $53.00 $51.00 NLC Insurance Companies Class A Class B Prevailing Labor Rate $56.00 $56.00 Prevailing Mechanical Rate $64.00 $64.00 (Also noted Aluminum negotiated) Page 4 of 4 Privilege Underwriters Reciprocal Exchange (PURE) Class A Class B Prevailing Sheet Metal Rate $61.00 $61.00 Prevailing Frame Rate $61.00 $61.00 Prevailing Mechanical Rate $95.00 $95.00 Aluminum Refinish Rate $65.00 $65.00 Aluminum Frame/Structural Rate $125.00 $119.00 Quincy Mutual Group Class A Class B Prevailing Labor Rate $48.00 $46.00 Aluminum Structural Repair Rate $95.00 $95.00 Rhode Island Automobile Ins Plan Class A Class B Prevailing Labor Rate $52.00 $50.00 Questions regarding this Bulletin may be directed to dbr.specialreports@dbr.ri.gov. Elizabeth Kelleher Dwyer Superintendent of Insurance October 24, 2025