RI Insurance Bulletin 2019-5
Auto Body Labor Rate Survey Reports
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Department of Business Regulation
1511 Pontiac Avenue, Bldg. 69-2
Cranston, RI 02920
Insurance Bulletin Number 2019-5
Auto Body Labor Rate Survey Reports
2019 Prevailing Labor Rates
In accordance with Insurance Bulletin 2019-3, insurers and insurance groups
that were determined to meet the criteria established in 230-RICR-20-05-10, i.e., greater
than 1% market share, have submitted the 2019 Auto Body Labor Rate Survey Reports
to this Department. The 2019 prevailing labor rates as established by these insurers
follow:
Progressive Group
21.95%
(Group Market Share)
Class A Class B
Prevailing Sheet Metal/Refinish Rate $48.00 $47.00
Prevailing Frame Rate $48.00 $47.00
Prevailing Mechanical Rate $60.00 $60.00
(Also noted Aluminum negotiated)
Allstate Insurance Group
9.16%
(Group Market Share)
Class A Class B
Prevailing Sheet Metal/Refinish Rate $50.00 $48.00
Prevailing Frame Rate $50.00 $49.00
Prevailing Mechanical Rate $59.00 $59.00
Aluminum Rate $80.00 $80.00
Berkshire Hathaway Insurance Group 10.51%
(Group Market Share)
Class A Class B
GEICO*:
Prevailing Body/Paint Rate $47.00 $47.00
Prevailing Frame Rate $47.00 $47.00
Prevailing Mechanical Rate $54.00 $54.00
*Also noted gives adjusters discretion to make reasonable adjustments.
Class A Class B
National Indemnity:
Prevailing Labor Rate (non-aluminum) $50.00 $50.00
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Amica Mutual Group
9.22% (Group Market Share)
Class A Class B
Prevailing Labor Rate $48.00 $46.00
Aluminum Rate $50.00
Liberty Mutual Group
6.36%
(Group Market Share)
Class A Class B
Prevailing Labor Rate $48.00 $46.00
(Also noted exceptions involving commercial vehicles or aluminum constructed
vehicles)
Nationwide Corporation Group
5.06%
(Group Market Share)
Class A Class B
Prevailing Labor Rate $50.00 $48.00
(Also noted negotiations with body shops may take place and Aluminum negotiated)
United Services Automobile Assn. Group 5.38%
(Group Market Share)
Class A Class B
Prevailing Rate $52.00 $50.00
(Also noted concession for Aluminum repairs)
Metropolitan Group
4.37%
(Group Market Share)
Class A Class B
Prevailing Labor Rate $50.00 $48.00
Mapfre Insurance Group
3.85%
(Group Market Share)
Class A Class B
Prevailing Labor Rate $49.00 $48.00
Travelers Group
3.18%
(Group Market Share)
Class A Class B
Prevailing Labor Rate $53.00 $50.00
(Also noted Aluminum negotiated)
Main Street America Group
2.63%
(Group Market Share)
Class A Class B
Prevailing Labor Rate $46.00 $46.00
(Also noted Aluminum negotiated)
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Selective Insurance Group
2.00%
(Group Market Share)
Class A Class B
Prevailing Sheet Metal/Refinish Rate $52.00 $52.00
Prevailing Frame Rate $60.00 $60.00
Prevailing Mechanical Rate $90.00 $90.00
Aluminum $100.00 $100.00
Ohio Mutual Group
1.27%
(Group Market Share)
Class A Class B
Prevailing Sheet Metal Rate $65.00 $52.00
Prevailing Frame Rate $65.00 $56.00
Prevailing Mechanical Rate $70.50 $70.50
Aluminum Rate $105.00 $105.00
(Also noted will continue to negotiate)
Providence Mutual Fire Ins Co
1.23% (Co Market Share)
Class A Class B
Prevailing Labor Rate $48.00 $48.00
Prevailing Mechanical Rate $65.00 $65.00
Aluminum Rate $85.00 $85.00
In accordance with Insurance Bulletin 2019-3 insurers and insurance groups
writing motor vehicle liability insurance that are not listed above (determined by the
Department to have less than 1% market share) may voluntarily conduct the survey and
file a report electronically with the Department at dbr.specialreports@dbr.ri.gov by
September 1, 2019. If no report is filed, the insurer must negotiate the labor rate(s). The
2019 prevailing labor rates as established by these insurers follow:
Arbella Insurance Group
Class A Class B
Prevailing Labor Rate $50.00 $48.00
EMC Insurance Companies
Class A Class B
Prevailing Sheet Metal Rate $48.00 $48.00
Prevailing Frame Rate $50.00 $50.00
Prevailing Mechanical Rate $60.00 $60.00
Aluminum Rate $85.00 $85.00
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NLC Insurance Companies
Class A Class B
Prevailing Labor Rate $49.00 $49.00
Prevailing Mechanical Rate Negotiated Negotiated
(Also noted Aluminum negotiated)
Privilege Underwriters Reciprocal Exchange (PURE)
Class A Class B
Prevailing Sheet Metal Rate $55.00 $55.00
Prevailing Frame Rate $55.00 $55.00
Prevailing Mechanical Rate $65.00 $65.00
Aluminum Refinish Rate $65.00 $65.00
Aluminum Frame/Structural Rate $85.00 $85.00
Quincy Mutual Group
Class A Class B
Prevailing Labor Rate $48.00 $46.00
Aluminum Rate $95.00 $95.00
National General Group
Class A Class B
Prevailing Labor Rate $50.00 $48.00
Questions regarding this Bulletin may be directed to dbr.specialreports@dbr.ri.gov.
Elizabeth Kelleher Dwyer
Superintendent of Insurance
October 3, 2019