Bulletin 2000-03 Withdrawals of Automobile Insurance Bulletins and Orders

Withdrawals of Automobile Insurance Bulletins and Orders (Issued upon May 11, 2000) To: Property and Casualty Insurers From: Mr. Ernst N. Csiszar, Director Subject: Withdrawals of Automobile Insurance Bulletins and Orders The automobile insurance laws were extensively changed in 1997 with full implementation occurring in 1999. It is necessary that previous bulletins and orders that were issued by this Department that are no longer applicable be withdrawn. An index of current automobile bulletins is also provided. The contact person for this Bulletin is Ms. Nancy Hoffman, Casualty Actuary, 300 Arbor Lake Drive, Suite 1200, Columbia, SC 29223, Phone 803-737-6230, Fax 803-737- 6233, E-mail nhoffman@doi.sc.gov. The following bulletins are withdrawn: 74-3 The Placing of Private Passenger Automobile Physical Damage Risks 74-7 Remittance of Money to the South Carolina Automobile Insurance Plan 74-12 Right of Appeal under Act 170 74-17 Automobile Reparation and Insurance Reform Act 74-20 Automobile Reparation and Insurance Reform Act 74-21 Automobile Reparation and Insurance Reform Act 74-22 Automobile Insurance - Commercial Risks 74-23 Automobile Insurance - Renewal of Existing Policies 74-24 Automobile Insurance - Rating and Statistical Division 74-24 Automobile Insurance - Definition and Processing of Automobile Endorsements and Related Statistical Submissions 74-33 Automobile Reparation and Insurance Reform Act 74-37 Ceding of Commercial Risks to the South Carolina Reinsurance Facility urance - Commercial Risks 74-23 Automobile Insurance - Renewal of Existing Policies 74-24 Automobile Insurance - Rating and Statistical Division 74-24 Automobile Insurance - Definition and Processing of Automobile Endorsements and Related Statistical Submissions 74-33 Automobile Reparation and Insurance Reform Act 74-37 Ceding of Commercial Risks to the South Carolina Reinsurance Facility 74-38 Unfair Discrimination and Competition Under Section 3, Article VI of the Act - Automobile Insurance 74-41 Accounting for Premiums for Uninsured Motorist Coverage Under Act No. 1177 of 1974. 75-3 Economic Loss Coverage - Automobile Insurance 75-4 Contractual Arrangements Between Insurers and Their Agents Regarding Contingent Commissions for Profit Sharing 75-11Group Insurance - Sections 11 and 12 75-12 Amenability of Insurers of Commercial Automobile Risks and Automobile Physical Damage Risks to Uniform Statistical Plans 75-16 Designation of South Carolina Rate and Statistical Division as Statistical Reporting Agency 75-17 Limitation Upon Cessions To Reinsurance Facility 75-19 Mid-Term Endorsements Reflecting Change in Surcharge Status Underwriting Plan Not Required 76-8 Mandate of Coverage 76-12 Automobile Insurance - Inclusion of Small Commercial Risks Within the Mandated Coverage Provisions Thereof 77-11 Amendment of the Uniform Merit Rating Plan - Interpretive Bulletin 76-3 80-6 Act 352 of 1980 81-1 Assessment of Insurers to Defray Cost of Rate Division as Statistical Agent for Such Insurers 82-1 Assessment of Insurers to Defray Cost of Rate Division as Statistical Agent for Such Insurers 82-9 Assessment of Insurers to Defray Cost of Rate Division as Statistical Agent for Such Insurers 83-1 Assessment of Insurers to Defray Cost of Rate Division as Statistical Agent for Such Insurers 83-2 Assessment of Insurers to Defray Cost of Rate Division as Statistical Agent for Such Insurers 83-3 Assessment of Insurers to Defray Cost of Rate Division as Statistical Agent for Such Ins 82-9 Assessment of Insurers to Defray Cost of Rate Division as Statistical Agent for Such Insurers 83-1 Assessment of Insurers to Defray Cost of Rate Division as Statistical Agent for Such Insurers 83-2 Assessment of Insurers to Defray Cost of Rate Division as Statistical Agent for Such Insurers 83-3 Assessment of Insurers to Defray Cost of Rate Division as Statistical Agent for Such Insurers 83-4 All Companies Authorized to Write Automobile Insurance in South Carolina 83-5 Assessment of Insurers to Defray Cost of Rate Division as Statistical Agent for Such Insurers 84-2 Assessment of Insurers to Defray Cost of Rate Division as Statistical Agent for Such Insurers 84-5 Amendments to Regulation 69-13.4 and Regulation 69-13.1 85-2 Assessment of Insurers to Defray Cost of Rate Division as Statistical Agent for Such Insurers 86-3 Assessment of Insurers to Defray Cost of Rate Division as Statistical Agent for Such Insurers 87-4 Automobile Insurance Reform Legislation 87-5 Automobile Insurance Reform Legislation 88-6 1988 Changes in Automobile Insurance 88-9 Assessment of Insurers to Defray Cost of Rate Division as Statistical Agent for Such Insurers 89-5 Assessment of Insurers to Defray Cost of Rate Division as Statistical Agent for Such Insurers 90-12 Assessment of Insurers to Defray Cost of Rate Division as Statistical Agent for Such Insurers 91-4 Automobile Insurance Reform Legislation - 1991 South Carolina General Assembly Act No. 113 of 1991 91-6 Private Passenger Insurance Section 38-73-456, Section 38-77-360, Regulation 69-13.1, Uniform Merit Rating Plan Section III 91-8 Application of Recoupment Charges to "Named Non-Owner Automobile" Insurance Policies in South Carolina and Other Requirements Regarding This Type of Insurance Policy 92-4 Automobile Insurance Reform Legislation - 1991 South Carolina General Assembly Act No 91-6 Private Passenger Insurance Section 38-73-456, Section 38-77-360, Regulation 69-13.1, Uniform Merit Rating Plan Section III 91-8 Application of Recoupment Charges to "Named Non-Owner Automobile" Insurance Policies in South Carolina and Other Requirements Regarding This Type of Insurance Policy 92-4 Automobile Insurance Reform Legislation - 1991 South Carolina General Assembly Act No. 113 of 1991 92-7 Assessment of Insurers to Defray Cost of Rate Division as Statistical Agent for Such Insurers 92-8 South Carolina Merit Rating Plan 93-1 Act No (Not Yet Assigned) of 1993, (R13) H. 3425 93-4 Assessment of Insurers to Defray Cost of Rate Division as Statistical Agent for Such Insurers 93-5 Revision to Signs Required in Agent's Place of Business by Section 38-77-115 93-6 Information Request - Act No. 187 of 1993 94-8 Assessment of Insurers to Defray Cost of Rate Division as Statistical Agent for Such Insurers 95-2 The Classification and Rating by Insurers of Individually Owned Pickup Trucks, Vans and Panel Trucks. 95-3 Third-Tier and Fourth-Tier Physical Damage Private Passenger Automobile Property and Casualty Insurance Premium Rates The following orders are withdrawn: 74-3 Uniform Classification Plan 74-4 State Rating and Statistical Division 74-5 Rates and Rating Matters - Act No. 1177 of 1974 74-6 Rates and Rating - Act No. 1177 of 1974 74-7 Uniform Merit Rating Plan, Amendment and Clarification 74-9 Motorcycle Risks - Classes, Territories and Merit Rating 74-10 Certified Policies - SR22 - Act No. 1177 of 1974 74-11 Uniform Merit Rating Plan - Act No. 1177 of 1974 74-12 Approval of Basic Economic Loss (BEL) and Supplemental Economic Loss (SEL) 74-13 Cessions to South Carolina Reinsurance Facility On or After October 1, 1974 - Act No. 1177 of 1974 74-14 Assigned Risk Plan - Act No. 1177 of 1974 75-4 Uniform Rating Territorial Plan - South Carolina Rating Territory No - SR22 - Act No. 1177 of 1974 74-11 Uniform Merit Rating Plan - Act No. 1177 of 1974 74-12 Approval of Basic Economic Loss (BEL) and Supplemental Economic Loss (SEL) 74-13 Cessions to South Carolina Reinsurance Facility On or After October 1, 1974 - Act No. 1177 of 1974 74-14 Assigned Risk Plan - Act No. 1177 of 1974 75-4 Uniform Rating Territorial Plan - South Carolina Rating Territory No. 5 76-1 Merit Rating Plan - Collision 76-3 Amendment to South Carolina Uniform Merit Rating Plan 76-4 Uniform Classification Plan Driver Training Credit Plan - Amendment of Order No. 74-3 and Order No. 74-6. 76-5 Motorcycle Risks - Physical Damage Classifications Index of Bulletins The following is an index of topics previously discussed in prior bulletins. Topic Bulletin and Reference Add-on Products 99-2, Page 1 Assignment of Operators 98-3, Question 14 Card - proof of coverage 97-2, page 2 Cancellation - Non-renewal -Reasons 99-2, Page 2 Cancellation - Minimum Policy Term 99-2, Page 3 Cancellation - Non-renewal Notice 99-2, Page 3 Credit Score 98-2, Question 9 Commercial Use 98-3, Question 10 Convictions 98-2, Question 16 Definition of Insured 99-2, Page 5 Document Retention 99-2, Page 4 Driver Training Credits 98-3, Question 13 Disclosure - Who Provides Notice 98-2, Question13 Exclusion of Operator 99-2, Page 5 Expense Constants and Fees 99-2, Page 5 Form SR-22 99-2, Page 5 Forgiveness 98-3, Question 17 Glass Deductibles 99-2, Page 6 Merit Rating Plans - Look Back Period 98-2, Question 19 New Policies 99-2, Page 6 Non-renewal 98-2, Question 21 Premium Financing 99-2, Page 7 Premium Financing 98-2, Questions 17-20 Punitive Damages 99-2, Page 8 Rate Changes 98-2, Question 4 Rate Increases - Time Limitation 98-2, Question 8 -2, Page 5 Form SR-22 99-2, Page 5 Forgiveness 98-3, Question 17 Glass Deductibles 99-2, Page 6 Merit Rating Plans - Look Back Period 98-2, Question 19 New Policies 99-2, Page 6 Non-renewal 98-2, Question 21 Premium Financing 99-2, Page 7 Premium Financing 98-2, Questions 17-20 Punitive Damages 99-2, Page 8 Rate Changes 98-2, Question 4 Rate Increases - Time Limitation 98-2, Question 8 Rate Filings - Public Hearings 98-2, Question 16 Recoupment Surcharges - Coverages 98-3, Question 1 Recoupment Surcharges - Calculation 98-3, Question 2 Recoupment Surcharges - small commercial 98-3, Questions 5, 6 Recoupment Surcharges - motorcycles 98-3, Question 7 Recoupment Surcharges - Named Nonowner 98-3, Question 9 Recoupment Surcharges - Display of 98-3, Question 11 Specialized Insurer 99-2, Page 8 Statistical Reporting 99-2, Page 8 Territorial Plans - Zip-codes 98-2, Question 22 Tier 98-2, Question 1 Tier Disclosure 98-2, Questions 1 - 6 UM/UIM Offer - Less than minimum limits 97-2, page 3 Variable Commission Levels 98-2, Question 5