South Dakota · Regulations
Chapter 20:06:21 — Long-term care insurance
130 sections
130 sections
- ARSD 20:06:21:01ARSD 20:06:21:01. Definitions
- ARSD 20:06:21:01.01ARSD 20:06:21:01.01. Nature of care -- How defined
- ARSD 20:06:21:01.02ARSD 20:06:21:01.02. Service providers -- How defined
- ARSD 20:06:21:01.03ARSD 20:06:21:01.03. Long-term care insurance
- ARSD 20:06:21:01.04ARSD 20:06:21:01.04. Similar policy forms
- ARSD 20:06:21:01.05ARSD 20:06:21:01.05. Treatment of accelerated benefits in life insurance
- ARSD 20:06:21:01.06ARSD 20:06:21:01.06. Claim and clean claim -- Defined
- ARSD 20:06:21:02ARSD 20:06:21:02. Minimum standards for long-term care insurance policies
- ARSD 20:06:21:02.01ARSD 20:06:21:02.01. Annuity policies with long-term care benefits subject to waiting period
- ARSD 20:06:21:03ARSD 20:06:21:03. Renewability of group policies -- Required disclosures
- ARSD 20:06:21:04ARSD 20:06:21:04. Permissible exclusions from coverage
- ARSD 20:06:21:05ARSD 20:06:21:05. Loss ratios
- ARSD 20:06:21:05.01ARSD 20:06:21:05.01. Relation of benefits to premium for accelerated death benefit on life insurance
- ARSD 20:06:21:06ARSD 20:06:21:06. Cost-of-living adjustments -- Basis
- ARSD 20:06:21:06.01ARSD 20:06:21:06.01. Cost-of-living adjustments -- Minimum standards
- ARSD 20:06:21:06.02ARSD 20:06:21:06.02. Group cost-of-living adjustments -- Exceptions
- ARSD 20:06:21:06.03ARSD 20:06:21:06.03. Cost-of-living adjustments -- Continuation of benefit increases
- ARSD 20:06:21:06.04ARSD 20:06:21:06.04. Cost-of-living adjustments -- Automatic increases -- Conspicuous offer of constant premium
- ARSD 20:06:21:06.05ARSD 20:06:21:06.05. Cost-of-living adjustments -- Rejection by policyholder
- ARSD 20:06:21:07ARSD 20:06:21:07. Applicability of rules to long-term care insurance riders
- ARSD 20:06:21:08ARSD 20:06:21:08. "Medically necessary" defined
- ARSD 20:06:21:09ARSD 20:06:21:09. Basis for conversion of coverage from group defined
- ARSD 20:06:21:10ARSD 20:06:21:10. Converted policy from group defined
- ARSD 20:06:21:11ARSD 20:06:21:11. Converted policy from group -- Time allowed for written application
- ARSD 20:06:21:12ARSD 20:06:21:12. Converted policy from group -- Calculation of policy premium
- ARSD 20:06:21:13ARSD 20:06:21:13. Continuation or conversion is mandatory -- Exceptions
- ARSD 20:06:21:14ARSD 20:06:21:14. Converted policy from group to individual -- Reduction of benefits -- Exception
- ARSD 20:06:21:15ARSD 20:06:21:15. Converted policy from group -- Benefits payable
- ARSD 20:06:21:16ARSD 20:06:21:16. Converted policy from group -- Eligibility for coverage of relatives
- ARSD 20:06:21:17ARSD 20:06:21:17. Converted policy from group -- Managed care plan defined
- ARSD 20:06:21:18ARSD 20:06:21:18. Discontinuance and replacement of a group policy
- ARSD 20:06:21:19ARSD 20:06:21:19. Premium increase prohibitions
- ARSD 20:06:21:20ARSD 20:06:21:20. Lapse or termination notice required
- ARSD 20:06:21:21ARSD 20:06:21:21. Lapse or termination for payment through payroll or pension deduction plan
- ARSD 20:06:21:22ARSD 20:06:21:22. Lapse or termination for nonpayment of premium
- ARSD 20:06:21:23ARSD 20:06:21:23. Disclosure of renewability
- ARSD 20:06:21:24ARSD 20:06:21:24. Disclosure of payment of benefits based on certain standards
- ARSD 20:06:21:25ARSD 20:06:21:25. Disclosure of limitations on preexisting conditions
- ARSD 20:06:21:26ARSD 20:06:21:26. Disclosure of other limitations or conditions on eligibility for benefits
- ARSD 20:06:21:26.01ARSD 20:06:21:26.01. Notice to claimants -- Temporary leave
- ARSD 20:06:21:27ARSD 20:06:21:27. Outline of coverage
- ARSD 20:06:21:28ARSD 20:06:21:28. Outline of coverage -- Standard format
- ARSD 20:06:21:28.01ARSD 20:06:21:28.01. Applications -- Questions about replacement
- ARSD 20:06:21:29ARSD 20:06:21:29. Replacement notices
- ARSD 20:06:21:30ARSD 20:06:21:30. Filing requirements for advertising -- Exemption
- ARSD 20:06:21:31ARSD 20:06:21:31. Standards for marketing -- Requirements
- ARSD 20:06:21:32ARSD 20:06:21:32. Standards for marketing -- Prohibited practices
- ARSD 20:06:21:33ARSD 20:06:21:33. Standards for marketing -- Associations
- ARSD 20:06:21:34ARSD 20:06:21:34. Extension of benefits
- ARSD 20:06:21:35ARSD 20:06:21:35. Basis for continuation or conversion from group coverage required
- ARSD 20:06:21:36ARSD 20:06:21:36. Basis for continuation of coverage from group defined
- ARSD 20:06:21:37ARSD 20:06:21:37. Reinstatement
- ARSD 20:06:21:38ARSD 20:06:21:38. Disclosure of riders and endorsements
- ARSD 20:06:21:39ARSD 20:06:21:39. Disclosure of tax consequences
- ARSD 20:06:21:40ARSD 20:06:21:40. Applications -- Health and medication questions
- ARSD 20:06:21:41ARSD 20:06:21:41. Applications -- Notice about incorrect answers
- ARSD 20:06:21:42ARSD 20:06:21:42. Policies -- Notice about incorrect answers on applications
- ARSD 20:06:21:43ARSD 20:06:21:43. Elderly applicants -- Required information
- ARSD 20:06:21:44ARSD 20:06:21:44. Applications -- Delivery
- ARSD 20:06:21:44.01ARSD 20:06:21:44.01. Applications -- Delivery upon approvalRepealed
- ARSD 20:06:21:45ARSD 20:06:21:45. Records of rescissions -- Maintaining and filing records
- ARSD 20:06:21:46ARSD 20:06:21:46. Minimum standards for home health and community care benefits
- ARSD 20:06:21:47ARSD 20:06:21:47. Policy summary for individual life insurance policy containing long-term care benefits
- ARSD 20:06:21:48ARSD 20:06:21:48. Monthly report to policyholder
- ARSD 20:06:21:49ARSD 20:06:21:49. Incontestability period
- ARSD 20:06:21:50ARSD 20:06:21:50. Assisted living center or facility defined
- ARSD 20:06:21:51ARSD 20:06:21:51. Assisted living centers -- Minimum benefit standards
- ARSD 20:06:21:52ARSD 20:06:21:52. Reporting requirements for insurers
- ARSD 20:06:21:53ARSD 20:06:21:53. Appropriateness of recommended purchase or replacement
- ARSD 20:06:21:53.01ARSD 20:06:21:53.01. Suitability standards
- ARSD 20:06:21:53.02ARSD 20:06:21:53.02. Suitability - Long-term care insurance personal worksheet
- ARSD 20:06:21:53.03ARSD 20:06:21:53.03. Suitability -- Response letter
- ARSD 20:06:21:53.04ARSD 20:06:21:53.04. Suitability -- Policies not included
- ARSD 20:06:21:53.05ARSD 20:06:21:53.05. Suitability -- Overinsurance
- ARSD 20:06:21:54ARSD 20:06:21:54. Requirement to deliver shopper's guide
- ARSD 20:06:21:55ARSD 20:06:21:55. Standards for benefit triggers
- ARSD 20:06:21:56ARSD 20:06:21:56. Additional standards for benefit triggers for qualified long-term care insurance contracts
- ARSD 20:06:21:57ARSD 20:06:21:57. Nonforfeiture benefits
- ARSD 20:06:21:58ARSD 20:06:21:58. Nonforfeiture benefit requirement
- ARSD 20:06:21:59ARSD 20:06:21:59. Electronic enrollment for group policies
- ARSD 20:06:21:60ARSD 20:06:21:60. Required disclosure of rating practices to consumers -- Rate stabilization
- ARSD 20:06:21:61ARSD 20:06:21:61. Initial filing requirements
- ARSD 20:06:21:62ARSD 20:06:21:62. Reserve standards
- ARSD 20:06:21:63ARSD 20:06:21:63. Premium rate schedule increases -- Notice of pending increase
- ARSD 20:06:21:64ARSD 20:06:21:64. Premium rate schedule increase requirements
- ARSD 20:06:21:65ARSD 20:06:21:65. Premium rate schedule increases - Review by the director
- ARSD 20:06:21:66ARSD 20:06:21:66. Premium rate schedule increases -- Adverse lapsation
- ARSD 20:06:21:67ARSD 20:06:21:67. Premium rate schedule increases - Policies to which does not apply
- ARSD 20:06:21:68ARSD 20:06:21:68. Premium rate schedule increases -- Group insurance policies
- ARSD 20:06:21:69ARSD 20:06:21:69. Premium rate schedule increases -- Adoption of rules
- ARSD 20:06:21:70ARSD 20:06:21:70. Premium rate schedule increases -- Exceptional increases
- ARSD 20:06:21:71ARSD 20:06:21:71. Permitted compensation arrangements
- ARSD 20:06:21:72ARSD 20:06:21:72. Disclosure to applicant for a claim denial
- ARSD 20:06:21:73ARSD 20:06:21:73. Providers in a different state
- ARSD 20:06:21:74ARSD 20:06:21:74. Producer training required to market long-term care plans
- ARSD 20:06:21:74.01ARSD 20:06:21:74.01. Long-term care plan training topics for producers
- ARSD 20:06:21:75ARSD 20:06:21:75. Insurers required to verify agent training and maintain records
- ARSD 20:06:21:76ARSD 20:06:21:76. Long-term care partnership policies -- Inflation protection requirements
- ARSD 20:06:21:77ARSD 20:06:21:77. Long-term care partnership policies -- Required policy disclosures
- ARSD 20:06:21:78ARSD 20:06:21:78. Long-term care partnership policies -- Filing requirements