ARSD 20:06:13:58.01. Health insurance advertisement rate disclosures

Unless the disclosure made as required by § 20:06:13:58.02 is provided, no individual or group health insurance policy or certificate may in its advertisements include statements that directly or indirectly indicate that: (1) Premiums or rates do not increase with age; (2) Premiums or rates do not increase because of health conditions; or (3) An insured will not be singled out for a rate or premium increase. Policies for which no rate increase may be applied for any reason are exempt from the provisions of this section.