ARSD 20:06:36:04. Life and health insurer's RBC reports

A life and health insurer's RBC report shall be determined in accordance with the formula set forth in the RBC instructions. The formula shall take into account, and may adjust for the covariance between, the following factors determined in each case by applying the factors in the manner set forth in the RBC instructions: (1) The risk to the insurer's assets; (2) The risk of adverse insurance experience to the insurer's liabilities and obligations; (3) The interest rate risk to the insurer's business; and (4) All other business risks and any other relevant risks as set forth in the RBC instructions.