ARSD 20:06:56:11. Levels of coverage

The levels of coverage are calculated as follows: (1) A bronze health plan is a health plan that has an actuarial value of 60 percent; (2) A silver health plan is a health plan that has an actuarial value of 70 percent; (3) A gold health plan is a health plan that has an actuarial value of 80 percent; and (4) A platinum health plan is a health plan that has an actuarial value of 90 percent. Actuarial value within a de minimis variation determines whether a health plan offers a bronze, silver, gold, or platinum level of coverage.