Transfer on death--Ineligible if encumbered--Certificate not issued

An owner of property may not designate a beneficiary, pursuant to § 32-3-80 , if the property is subject to any lien or other encumbrance. The department may not issue a certificate of title reflecting the transfer of ownership, pursuant to § 32-3-81 , if the property is subject to any lien or other encumbrance. Source: SL 2025, ch 116, § 4.