Individual Debtor Names

For purposes of this rule, an “individual debtor name” is any name provided as a debtor name in a UCC record in a format that identifies the name as that of a debtor who is an individual, without regard to the nature or character of the actual debtor. (1) Individual Name Fields. Individual debtor names are stored in fields that include only the individual debtor names and not organization debtor names. Separate data entry fields are established for first (given), middle (given), and last names (surnames or family names) of individuals. The name of a debtor with a single name (e.g., “Cher”) is treated as a last name and shall be entered in the last name field. The filing officer assumes no responsibility for the accurate designation of the components of a name but shall accurately enter the data in accordance with the filer’s designations. (2) Titles, Prefixes and Suffixes. Titles, prefixes (e.g., “Ms.”), and suffixes of indications of status (e.g., “M.D.”) are not typically part of a debtor’s name. When entering a “name” into the UCC information management system, however, the data will be entered exactly as it appears.