Texas Automobile Insurance Plan Association rates

Home Bulletins Commissioner bulletins – 2024 B-0006-24 July 3, 2024 To:   All insurance companies writing automobile insurance in Texas Re:   Texas Automobile Insurance Plan Association rates The commissioner of insurance has approved changes in the rates for private passenger and commercial automobile insurance for the Texas Automobile Insurance Plan Association (TAIPA). The changes are effective October 1, 2024, for new and renewal business by Commissioner's Order No. 2024-8722 . The new rates represent an overall increase of 15.0% for TAIPA's private passenger automobile rates and 12.7% for its commercial automobile rates. Private Passenger Auto Commercial Auto Bodily Injury (BI) Liability 20.0% 15.0% Property Damage (PD) Liability 10.0% 10.0% Personal Injury Protection 0.0% 0.0% Uninsured/Underinsured Motorist BI 20.0% 10.0% Uninsured/Underinsured Motorist PD 15.0% 10.0% Total—All Coverages 15.0% 12.7% For questions about this bulletin, contact the Property and Casualty Actuarial Office by phone at 512-676-6700 or by email at pcactuarial@tdi.texas.gov . TAIPA Private Passenger Auto Rate Bulletin in Excel or PDF TAIPA Private Passenger Auto Machine Letter in Excel or PDF TAIPA Commercial Auto Rate Bulletin in Excel or PDF TAIPA Commercial Auto Machine Letter in Excel or PDF For more information, contact: PCActuarial@tdi.texas.gov Last updated: 7/17/2026