R590-146-21. Appropriateness of Recommended Purchase and Excessive Insurance

(1) A producer shall make a reasonable effort to determine the appropriateness of a recommended purchase or replacement of a Medicare supplement insurance policy or certificate. (2) The sale of a Medicare supplement insurance policy or certificate that provides an individual more than one Medicare supplement insurance policy or certificate is prohibited. (3) An issuer may not issue a Medicare supplement insurance policy or certificate to an individual enrolled in a Medicare Advantage plan unless the effective date of the new policy or certificate is after the termination date of the individual's Medicare Advantage plan coverage.