R590-268-5. Lasering

The following lasering practices are prohibited under Section 31A-43-301: (1) assigning a different attachment point for an individual based on the individual's expected claims or a given diagnosis; (2) assigning a deductible to an individual that must be met before stop-loss coverage applies; (3) denying stop-loss coverage to an individual who is otherwise covered by the small employer's health plan; and (4) applying an actively at work exclusion to stop-loss coverage.