R590-274-4. General Filing Information

(1)(a) A filing shall be accurate, consistent, complete, and contain all required documents. (b) The commissioner may request additional information, as necessary. (2) A filer is responsible for assuring that a filing is compliant. (3) A filing that is not submitted correctly will be rejected and returned to the filer. (4) A rejected filing: (a) is not considered filed; (b) shall not be used; (c) shall be submitted as a new filing; and (d) may not be reopened for purposes of resubmission. (5) A prior filing will not be researched to determine the purpose of the current filing. (6) The department does not review every filing. (a) A filing may be reviewed: (i) when submitted; (ii) when a complaint is received; (iii) during a regulatory examination or investigation; or (iv) when the commissioner considers a review necessary. (b) If a filing is reviewed and is found not complaint, the commissioner: (i) shall issue a filing objection letter or an order to prohibit use; and (ii) may require an insurer to disclose deficiencies in a form or rating practice to each affected consumer. (7)(a) A correction to a filing in a review status may be made at any time. (b) A correction to a filing in a closed status: (i) may not be made; (ii) requires a new filing; and (iii) shall reference the original filing in the filing description of the new filing. (8) A response to a filing objection letter shall include: (a) an explanation identifying each change; (b) an underline and strikeout version of each revised document; and (c) a final version of each revised document incorporating all changes. (9)(a) An order to prohibit use becomes final 15 days after the date of the order. (b) Use of a filing shall be discontinued no later than the date specified in the order. (c) To contest an order to prohibit use, a written request for a hearing shall be submitted no later than 15 days after the date of the order. (d) A new filing is required if the filer chooses to make the requested changes addressed in the filing objection letter, and shall reference the previously prohibited filing. (10) A filer shall notify the department when withdrawing a previously filed form. (11) A filing that is withdrawn may not be used.