R590-291-4. Use of Fire Hazard Data in Rating and Underwriting

(1) In rating or underwriting high risk wildland urban interface property, an insurer may use fire hazard data other than the boundary determination provided in the mapping tool. (2) Other fire hazard data may only be used if an insurer objectively demonstrates, in a reasonable manner acceptable to the commissioner, that the data are compliant with the mapping tool. (3) An insurer shall provide to the commissioner, upon request, evidence and information demonstrating compliance with Subsection (2). (4) Nothing in this rule affects the requirements of the Utah Rate Regulation Act, Title 31A, Chapter 19a.