Withdrawal of Unnecessary Banking Bulletins

# State of Vermont Department of Financial Regulation Banking Bulletin No. 39 (November 27, 2013) # Withdrawal of Unnecessary Banking Bulletins The Department has reviewed the Banking Bulletins issued by the Commissioner and the Commissioner has determined that a number of existing bulletins are either no longer necessary or have been rendered irrelevant by the passage of time or changed circumstances. The following Banking Bulletins are WITHDRAWN: Banking Bulletin #1 (Revised) – Payment Order Accounts Banking Bulletin #3 – Practices by Institutions Regarding Maturing Certificates of Deposit Banking Bulletin #4 – Negotiable Order of Withdrawal “NOW” Accounts Banking Bulletin #5 – Loans and Investments Not Otherwise Qualifying or Permitted Banking Bulletin #6 – Loans to Officers Banking Bulletin #7 – Loans versus Commitments Banking Bulletin # 8 - State Chartered Credit Unions Rate of Interest Banking Bulletin #9 – Service Charges on Dormant Accounts Banking Bulletin #10 – Adjustable Rate Loans Secured by Subordinate Liens on Residential Real Estate of Two Units or Less Which are Owner-Occupied Banking Bulletin #12 – Permitted Interest Rates on Loans (Credit Unions) Banking Bulletin #13 – Internal Revenue Service Form 990 (Credit Unions) Banking Bulletin #14 – Risk Assets (Credit Unions) Banking Bulletin #16 – Late Fees on Credit Cards Banking Bulletin #18 – Sale of Annuities Banking Bulletin #20 – New Charges and Assessment Formula Banking Bulletin #22 (Revised) – New Minimum Assessment and Loan Production Assessment Banking Bulletin #24 – Funded Settlements Banking Bulletin #33 - Motor Vehicle Retail Installment Contract DMV Warranty Fee Federal Car Allowance Rebate System (a/k/a Cash for Clunkers Program) Dated this 27th day of November 2013 \_\_\_\_\_ Susan L. Donegan, Commissioner