VT Insurance Bulletin #214
WITHDRAWN - COVID-19 Testing
State of Vermont
For consumer assistance:
Department of Financial Regulation
[Banking]
888-568-4547
89 Main Street
[Insurance]
800-964- 1784
Montpelier, VT 05620-3101
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877-550-3907
www.dfr.vermont.gov
Insurance Bulletin No. 214
COVID-19 Testing
July 21, 2020
The purpose of this bulletin is to clarify when COVID-19 (SARS-CoV-2) testing must be covered
without cost-sharing under Emergency Rule H-2020-03-E, which requires health insurers to
cover SARS-CoV-2 testing performed by the Centers for Disease Control (CDC), the Vermont
Department of Health (VDH), or a laboratory approved by CDC or VDH with no co-payment,
coinsurance, or deductible requirements for members “[w]hen medically necessary or directed
by the state or federal government.” Self-insured or publicly funded health care benefit plans
offered through employers are encouraged but not required to comply with this bulletin.
Members of employer-sponsored plans should consult their plan administrator for clarification
on covered testing.
Clinical decisions regarding testing should be made by the member’s health care provider and
may include testing of individuals with signs or symptoms compatible with COVID-19, as well
as asymptomatic individuals based upon current clinical guidelines. Due to the unprecedented
nature of the COVID-19 crisis and the ongoing need to eliminate obstacles to testing, all claims
for FDA-authorized SARS-CoV-2 testing with the following procedure codes shall process
without member cost-sharing:
•
COVID-19 tests: U0001, U0002, U0003, U0004, 87635
•
Antibody tests: 86318, 86328, 86769
•
Specimen collection: G2023, G2024
In addition, office and hospital charges associated with the encounter and date of service shall
process without member cost-sharing when one of the following diagnosis codes is the primary
diagnosis on the claim:
•
Z03.818: Encounter for observation for suspected exposure to other biological agents
ruled out (possible exposure to COVID-19);
•
Z11.59: Encounter for screening for other viral diseases (asymptomatic);
WITHDRAWN OCTOBER 23, 2020
•
Z20.828: Contact with and (suspected) exposure to other viral communicable (confirmed
exposure to COVID-19).
Health insurers are expected to establish all appropriate contractual, billing, and other
administrative arrangements to reimburse providers for the cost of collecting specimens and
conducting appropriate testing. This bulletin shall remain in effect for 90 days or longer as
ordered by the Commissioner.
____________________________________
Michael S. Pieciak, Commissioner
____________________________________
Date
WITHDRAWN OCTOBER 23, 2020