WAC 284-24A-032. Under RCW 48.19.035 (2)(b) what does "eligibility rules or guidelines" mean?

"Eligibility rules or guidelines" mean rules that determine whether a consumer is eligible for insurance from a single insurer or a group of affiliated companies. Eligibility rules or guidelines do not include rules that determine which company within an affiliated group of companies a consumer will be placed based on their insurance score or other underwriting criteria.