WAC 284-24C-050
WAC 284-24C-050. Additional medical professional liability statistical plan reporting requirements required by the commissioner
In addition to the data items specified by the NAIC Statistical Handbook , these data items, specific to this medical malpractice statistical plan rule, must be reported by each medical malpractice insurer to a medical malpractice statistical agent:
(1) Claim dates:
(a) Incident month/year; and
(b) Report month/year.
(c) Closed month/year (closed claims only).
(2) Additional transaction identifiers and details. Identify the following items and their respective amounts:
(a) Paid losses segmented by amounts paid or incurred for past and future:
(i) Wage loss;
(ii) Medical expenses; and
(iii) All other losses.
(b) Paid allocated loss adjustment expenses segmented by amounts paid for:
(i) Defense counsel;
(ii) Expert witness; and
(iii) All other allocated loss adjustment expenses.
(c) Outstanding losses segmented by amounts paid or incurred for past and future:
(i) Wage loss;
(ii) Medical expenses; and
(iii) All other losses.
(d) Outstanding allocated loss adjustment expense segmented by amounts paid or incurred for:
(i) Defense counsel;
(ii) Expert witness; and
(iii) All other allocated loss adjustment expenses.
(3) Policy limit per incident.
(4) Deductible or retention.
(5) Medical outcome classifications (use only one code):
(a) Emotional only: Fright, no physical damage.
(b) Temporary: Slight - lacerations, contusions, minor scars, rash. No delay.
(c) Temporary: Minor - infections, mis-set fracture, fall in hospital. Recovery delayed.
(d) Temporary: Major - burns, surgical material left, drug side effect, brain damage. Recovery delayed.
(e) Permanent: Minor - loss of fingers, loss or damage to organs. Includes nondisabling injuries.
(f) Permanent: Significant - deafness, loss of limb, loss of eye, loss of one kidney or lung.
(g) Permanent: Major - paraplegia, blindness, loss of two limbs, brain damage.
(h) Permanent: Grave - quadriplegia, severe brain damage, lifelong care or fatal prognosis.
(i) Permanent: Death.
(6) Act or omission classification, as follows:
(a) Diagnosis related;
(b) Anesthesia related;
(c) Surgery related;
(d) Medication related;
(e) Intravenous and/or blood products related;
(f) Obstetrics related;
(g) Treatment related;
(h) Monitoring related;
(i) Biomedical equipment and/or product related;
(j) Behavioral health related; or
(k) All other.
(7) Territory indicator for the county of the principal location in which the incident of alleged medical malpractice occurred.