27 CAR § 3-202. Requirements

(a) In lieu of providing proof of liability insurance under the Motor Vehicle Safety Responsibility Act, Arkansas Code § 27-19-101 et seq., a person or a religious denomination may qualify as a self-insurer by obtaining a certificate of self-insurance issued by the Secretary of the Department of Finance and Administration. (b) The secretary shall not issue a certificate of self-insurance unless: (1) A person or religious denomination has more than twenty-five (25) vehicles registered in their name in this state; and (2) In the case of a religious denomination, the denomination: (A) Discourages its members from purchasing insurance of any form as being contrary to its religious tenets; or (B) Shares liability among its members for liability insurance purposes, in which case the religious denomination is considered an insurer for motor vehicle liability insurance purposes.