DE Surplus Lines Bulletin No. 24
Adoption Of Final Export List Following Public Hearing Held Marh 19, 2026
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TRINIDAD NAVARRO
COMMISSIONER
STATE OF DELAWARE
DEPARTMENT OF INSURANCE
TO:
RE:
DATED:
SURPLUS LINES INSURERS BULLETIN NO. 24
ALL INSURERS AUTHORIZED TO TRANSACT PROPERTY, CASUALTY,
LIABILITY,
MARINE
&
TRANSPORTATION,
AND
OTHER
SURPLUS-LINES-ELIGIBLE CLASSES OF INSURANCE IN DELAWARE, AS
WELL AS ALL LICENSED SURPLUS LINES BROKERS AND INSURANCE
PRODUCERS.
ADOPTION OF FINAL EXPORT LIST FOLLOWING PUBLIC HEARING HELD
MARH 19, 2026
April 13, 2026
The Delaware Department of Insurance (“Department”) issues this Bulletin to inform regulated
entities and interested parties that the Insurance Commissioner has completed his review of the
proposed Export List presented at the March 19, 2026 public hearing and has issued a Final Order
adopting the Export List.
Background
Pursuant to 18 Del. C. § 1912, the Department published a proposed Export List and solicited
public comment. A public hearing was held on March 19, 2026, with notice provided in accordance
with 18 Del. C. § 1915. Testimony and written comments were received from insurers, surplus lines
brokers, producers, and members of the public. After reviewing the full record, the Commissioner
issued a Final Order adopting the Export List effective April 13, 2026.
Final Export List
The Export List adopted by the Commissioner’s Final Order is attached to this Bulletin and is
posted on the Department’s website at https://insurance.delaware.gov/legal-listing/. This list identifies
insurance coverages that may be placed with eligible surplus lines insurers without first conducting a
diligent search among admitted carriers, consistent with Delaware’s surplus lines laws.
Compliance
The Export List does not change insurer eligibility standards or the compliance obligations of
brokers and producers regarding disclosures, documentation, or reporting. Surplus lines placements
must continue to comply with 18 Del. C. Ch. 19.
Questions related to surplus lines premium tax payments or reporting should be emailed to
DOI_SLTax@delaware.gov.
NOTE: This Bulletin is intended solely for informational purposes. It is not intended to set forth legal rights, duties, or privileges, nor is it
intended to provide legal advice. Readers should consult applicable statutes and rules and contact the Delaware Department of Insurance
if additional information is needed.
Page | 2
Questions, comments, or requests for clarification about the adopted Export List should be
emailed to DOI-Legal@delaware.gov.
This Bulletin shall be effective immediately and shall remain in effect unless withdrawn or
superseded by subsequent law, regulation or bulletin.
______________________________________
Trinidad Navarro
Delaware Insurance Commissioner
2
BEFORE THE INSURANCE COMMISSIONER
FOR THE STATE OF DELAWARE
IN THE MATTER OF:
SURPLUS LINES EXPORT LIST
Docket No. 5917-2026
ORDER ADOPTING SURPLUS LINES EXPORT LIST
WHEREAS, pursuant to 18 Del. C. § 1912, insurance must be procured from authorized
insurers unless, after a diligent effort to procure insurance through the admitted market, among
other requirements, the insurance cannot be procured from an authorized insurer; and
WHEREAS, as Delaware Insurance Commissioner, I am authorized under 18 Del. C. §
1915 to “declare eligible for export for a home state insured, generally and without compliance
with the provisions of [18 Del. C.] § 1912…, any class or classes of insurance coverage or risk for
which the Commissioner finds, after a hearing of which notice was given to each insurer authorized
to transact such class or classes in this State, that there is not a reasonable or adequate market
among authorized insurers either as to acceptance of risk, contract terms, or premium rate;” and
WHEREAS, notice of a public hearing identifying an export list under consideration (the
“Proposed Export List”) was published in the Wilmington News Journal on February 26 and 27,
2026, and in the Daily State News on February 25 and 27, 2026; and
WHEREAS, a duly noticed public hearing was held on March 19, 2026, during which I
accepted oral testimony from insurers, surplus lines brokers, producers, and members of the public
on the Proposed Export List, including identification of appropriate specified manufacturing
categories to be included on a final export list; and
2
WHEREAS, I received timely written comments regarding the Proposed Export List from
John Savant of Insurance Agents & Brokers and John Meetz of Wholesale & Specialty Insurance
Association on March 17, 2026; and
WHEREAS, I received no objections, either oral or written, from insurers authorized to
transact the classes of insurance included on the Proposed Export List; and
WHEREAS, I have reviewed and considered all comments submitted during the public
comment period and at the public hearing and have determined that it is appropriate, consistent
with Delaware law, and in the public interest, to declare eligible for export certain classes of
insurance as identified on the Export List attached to this Order as Exhibit A.
NOW, THEREFORE, IT IS SO ORDERED AS FOLLOWS:
1. The classes of insurance included on the export list attached to this Order as Exhibit A are
hereby declared eligible for export for a home state insured pursuant to 18 Del. C. § 1915.
Exhibit A is incorporated by reference and shall constitute the official Export List of the
Department until amended or superseded by further order.
2. Placement of the classes of insurance included on the official Export List may be completed
without compliance with the provisions of 18 Del. C. § 1912.
SO ORDERED this _______ day of __________, 2026.
_____________________________________
Trinidad Navarro
Insurance Commissioner
13th
April
EXHIBIT A
Export List
Active Assailant Coverage
Amusements - Amusement Devices
Amusements - Animal Rides
Amusements - Casino & Gaming Risks
Amusements - Recreational and Sporting Events
Auto Racing & Auto Race Tracks
Aviation - Crop Dusters
Care Facilities (Day Care / Adult Care / Convalescent / Nursing Home)
Carnivals and Circuses
Demolition (Including Explosives)
Environmental Impairment / Pollution Liability
Exterminators / Pest Control
Fireworks Displays
Flood Insurance
Garbage & Waste Haulers
Medicinal/Recreational Cannabis Chain Risks
Products Liability (Monoline) - Specified Manufacturing Categories: Aircraft & component
parts; automotive & component parts; farm & industrial equipment; firearms; medical
equipment; petrochemicals; pharmaceuticals
Products Recall (Monoline) - Specified Manufacturing Categories: Aircraft & component parts;
automotive & component parts; farm & industrial equipment; firearms; medical equipment;
petrochemicals; pharmaceuticals
Tattoo Parlor
Vacant Property / Vacant Buildings