5 C.F.R. § 839.401
What can I elect if I was put in CSRS or CSRS Offset by mistake?
Cite as 5 C.F.R. § 839.401 (2026)
If you were placed in CSRS or CSRS Offset due to a qualifying retirement coverage error and you should have been in FERS, you may elect CSRS Offset or FERS. If you were placed in CSRS or CSRS Offset due to a qualifying retirement coverage error and you should have been in Social Security-Only, you may elect CSRS Offset or Social Security-Only. This is summarized in the following chart:
You are in:
And you belong in:
You may elect:
CSRS
FERS
CSRS Offset or FERS.
CSRS Offset
FERS
CSRS
Social Security-Only
CSRS Offset or Social Security-Only.
CSRS Offset
Social Security-Only