5 C.F.R. § 839.411
What can I elect if I was put in FERS by mistake?
Cite as 5 C.F.R. § 839.411 (2026)
If you were placed in FERS due to a qualifying retirement coverage error and you should have been in CSRS, you may elect FERS or CSRS. If you were placed in FERS due to a qualifying retirement coverage error and you should have been in CSRS Offset, you may elect FERS or CSRS Offset. If you were placed in FERS due to a qualifying retirement coverage error and you should have been in Social Security-Only, you may elect FERS or Social Security-Only. This is summarized in the following chart:
You are in:
And you belong in:
You may elect:
FERS
CSRS
FERS or CSRS.
FERS
CSRS Offset
FERS or CSRS Offset.
FERS
Social Security-Only
FERS or Social Security-Only.