Federal (United States) · Session law
Pub. L. 111-24 — To amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes.
35 sections
35 sections
- Pub. L. 111-24, tit. I, sec. 101PROTECTION OF CREDIT CARDHOLDERS.Enacted
- Pub. L. 111-24, tit. I, sec. 102LIMITS ON FEES AND INTEREST CHARGES.Enacted
- Pub. L. 111-24, tit. I, sec. 103USE OF TERMS CLARIFIED.Enacted
- Pub. L. 111-24, tit. I, sec. 104APPLICATION OF CARD PAYMENTS.Enacted
- Pub. L. 111-24, tit. I, sec. 105STANDARDS APPLICABLE TO INITIAL ISSUANCE OF SUBPRIME OR “FEE HARVESTER” CARDS.Enacted
- Pub. L. 111-24, tit. I, sec. 106RULES REGARDING PERIODIC STATEMENTS.Enacted
- Pub. L. 111-24, tit. I, sec. 107ENHANCED PENALTIES.Enacted
- Pub. L. 111-24, tit. I, sec. 108CLERICAL AMENDMENTS.Enacted
- Pub. L. 111-24, tit. I, sec. 109CONSIDERATION OF ABILITY TO REPAY.Enacted
- Pub. L. 111-24, tit. II, sec. 201PAYOFF TIMING DISCLOSURES.Enacted
- Pub. L. 111-24, tit. II, sec. 202REQUIREMENTS RELATING TO LATE PAYMENT DEADLINES AND PENALTIES.Enacted
- Pub. L. 111-24, tit. II, sec. 203RENEWAL DISCLOSURES.Enacted
- Pub. L. 111-24, tit. II, sec. 204INTERNET POSTING OF CREDIT CARD AGREEMENTS.Enacted
- Pub. L. 111-24, tit. II, sec. 205PREVENTION OF DECEPTIVE MARKETING OF CREDIT REPORTS.Enacted
- Pub. L. 111-24, tit. III, sec. 301EXTENSIONS OF CREDIT TO UNDERAGE CONSUMERS.Enacted
- Pub. L. 111-24, tit. III, sec. 302PROTECTION OF YOUNG CONSUMERS FROM PRESCREENED CREDIT OFFERS.Enacted
- Pub. L. 111-24, tit. III, sec. 303ISSUANCE OF CREDIT CARDS TO CERTAIN COLLEGE STUDENTS.Enacted
- Pub. L. 111-24, tit. III, sec. 304PRIVACY PROTECTIONS FOR COLLEGE STUDENTS.Enacted
- Pub. L. 111-24, tit. III, sec. 305COLLEGE CREDIT CARD AGREEMENTS.Enacted
- Pub. L. 111-24, tit. IV, sec. 401GENERAL-USE PREPAID CARDS, GIFT CERTIFICATES, AND STORE GIFT CARDS.Enacted
- Pub. L. 111-24, tit. IV, sec. 402RELATION TO STATE LAWS.Enacted
- Pub. L. 111-24, tit. IV, sec. 403EFFECTIVE DATE.Enacted
- Pub. L. 111-24, tit. V, sec. 501STUDY AND REPORT ON INTERCHANGE FEES.Enacted
- Pub. L. 111-24, tit. V, sec. 502BOARD REVIEW OF CONSUMER CREDIT PLANS AND REGULATIONS.Enacted
- Pub. L. 111-24, tit. V, sec. 503STORED VALUE.Enacted
- Pub. L. 111-24, tit. V, sec. 504PROCEDURE FOR TIMELY SETTLEMENT OF ESTATES OF DECEDENT OBLIGORS.Enacted
- Pub. L. 111-24, tit. V, sec. 505REPORT TO CONGRESS ON REDUCTIONS OF CONSUMER CREDIT CARD LIMITS BASED ON CERTAIN INFORMATION AS TO EXPERIENCE OR TRANSACTIONS OF THE CONSUMER.Enacted
- Pub. L. 111-24, tit. V, sec. 506BOARD REVIEW OF SMALL BUSINESS CREDIT PLANS AND RECOMMENDATIONS.Enacted
- Pub. L. 111-24, tit. V, sec. 507SMALL BUSINESS INFORMATION SECURITY TASK FORCE.Enacted
- Pub. L. 111-24, tit. V, sec. 508STUDY AND REPORT ON EMERGENCY PIN TECHNOLOGY.Enacted
- Pub. L. 111-24, tit. V, sec. 509STUDY AND REPORT ON THE MARKETING OF PRODUCTS WITH CREDIT OFFERS.Enacted
- Pub. L. 111-24, tit. V, sec. 510FINANCIAL AND ECONOMIC LITERACY.Enacted
- Pub. L. 111-24, tit. V, sec. 511FEDERAL TRADE COMMISSION RULEMAKING ON MORTGAGE LENDING.Enacted
- Pub. L. 111-24, tit. V, sec. 512PROTECTING AMERICANS FROM VIOLENT CRIME.Enacted
- Pub. L. 111-24, tit. V, sec. 513GAO STUDY AND REPORT ON FLUENCY IN THE ENGLISH LANGUAGE AND FINANCIAL LITERACY.Enacted