US lawFederal (United States)Session lawPub. L. 111-24 — To amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes.403Pub. L. 111-24, tit. IV, sec. 403EFFECTIVE DATE.EnactedYear: 2009Length: 26 wordsOfficial source SEC. 403. EFFECTIVE DATE. This title and the amendments made by this title shall become effective 15 months after the date of enactment of this Act.PreviousPub. L. 111-24, tit. IV, sec. 402NextPub. L. 111-24, tit. V, sec. 501