AUTHORITY TO TRUNCATE SOCIAL SECURITY NUMBERS.

SEC. 115. AUTHORITY TO TRUNCATE SOCIAL SECURITY NUMBERS. Section 609(a)(1) of the Fair Credit Reporting Act (15 U.S.C. 1681g(a)(1)) is amended by striking “except that nothing” and inserting the following: “except that—“(A) if the consumer to whom the file relates requests that the first 5 digits of the social security number (or similar identification number) of the consumer not be included in the disclosure and the consumer reporting agency has received appropriate proof of the identity of the requester, the consumer reporting agency shall so truncate such number in such disclosure; and“(B) nothing”.