Federal (United States) · Session law
Pub. L. 108-159 — To amend the Fair Credit Reporting Act, to prevent identity theft, improve resolution of consumer disputes, improve the accuracy of consumer records, make improvements in the use of, and consumer access to, credit information, and for other purposes.
43 sections
1 group
31 sections filed directly here
- Pub. L. 108-159, tit. II, sec. 211FREE CONSUMER REPORTS.Enacted
- Pub. L. 108-159, tit. II, sec. 212DISCLOSURE OF CREDIT SCORES.Enacted
- Pub. L. 108-159, tit. II, sec. 213ENHANCED DISCLOSURE OF THE MEANS AVAILABLE TO OPT OUT OF PRESCREENED LISTS.Enacted
- Pub. L. 108-159, tit. II, sec. 214AFFILIATE SHARING.Enacted
- Pub. L. 108-159, tit. II, sec. 215STUDY OF EFFECTS OF CREDIT SCORES AND CREDIT-BASED INSURANCE SCORES ON AVAILABILITY AND AFFORDABILITY OF FINANCIAL PRODUCTS.Enacted
- Pub. L. 108-159, tit. II, sec. 216DISPOSAL OF CONSUMER REPORT INFORMATION AND RECORDS.Enacted
- Pub. L. 108-159, tit. II, sec. 217REQUIREMENT TO DISCLOSE COMMUNICATIONS TO A CONSUMER REPORTING AGENCY.Enacted
- Pub. L. 108-159, tit. III, sec. 311RISK-BASED PRICING NOTICE.Enacted
- Pub. L. 108-159, tit. III, sec. 312PROCEDURES TO ENHANCE THE ACCURACY AND INTEGRITY OF INFORMATION FURNISHED TO CONSUMER REPORTING AGENCIES.Enacted
- Pub. L. 108-159, tit. III, sec. 313FTC AND CONSUMER REPORTING AGENCY ACTION CONCERNING COMPLAINTS.Enacted
- Pub. L. 108-159, tit. III, sec. 314IMPROVED DISCLOSURE OF THE RESULTS OF REINVESTIGATION.Enacted
- Pub. L. 108-159, tit. III, sec. 315RECONCILING ADDRESSES.Enacted
- Pub. L. 108-159, tit. III, sec. 316NOTICE OF DISPUTE THROUGH RESELLER.Enacted
- Pub. L. 108-159, tit. III, sec. 317REASONABLE REINVESTIGATION REQUIRED.Enacted
- Pub. L. 108-159, tit. III, sec. 318FTC STUDY OF ISSUES RELATING TO THE FAIR CREDIT REPORTING ACT.Enacted
- Pub. L. 108-159, tit. III, sec. 319FTC STUDY OF THE ACCURACY OF CONSUMER REPORTS.Enacted
- Pub. L. 108-159, tit. IV, sec. 411PROTECTION OF MEDICAL INFORMATION IN THE FINANCIAL SYSTEM.Enacted
- Pub. L. 108-159, tit. IV, sec. 412CONFIDENTIALITY OF MEDICAL CONTACT INFORMATION IN CONSUMER REPORTS.Enacted
- Pub. L. 108-159, tit. V, sec. 511SHORT TITLE.Enacted
- Pub. L. 108-159, tit. V, sec. 512DEFINITIONS.Enacted
- Pub. L. 108-159, tit. V, sec. 513ESTABLISHMENT OF FINANCIAL LITERACY AND EDUCATION COMMISSION.Enacted
- Pub. L. 108-159, tit. V, sec. 514DUTIES OF THE COMMISSION.Enacted
- Pub. L. 108-159, tit. V, sec. 515POWERS OF THE COMMISSION.Enacted
- Pub. L. 108-159, tit. V, sec. 516COMMISSION PERSONNEL MATTERS.Enacted
- Pub. L. 108-159, tit. V, sec. 517STUDIES BY THE COMPTROLLER GENERAL.Enacted
- Pub. L. 108-159, tit. V, sec. 518THE NATIONAL PUBLIC SERVICE MULTIMEDIA CAMPAIGN TO ENHANCE THE STATE OF FINANCIAL LITERACY.Enacted
- Pub. L. 108-159, tit. V, sec. 519AUTHORIZATION OF APPROPRIATIONS.Enacted
- Pub. L. 108-159, tit. VI, sec. 611CERTAIN EMPLOYEE INVESTIGATION COMMUNICATIONS EXCLUDED FROM DEFINITION OF CONSUMER REPORT.Enacted
- Pub. L. 108-159, tit. VII, sec. 711RELATION TO STATE LAWS.Enacted
- Pub. L. 108-159, tit. VIII, sec. 811CLERICAL AMENDMENTS.Enacted
- Pub. L. 108-159, tit. II, under "‘notice to the home loan applicant"‘notice to the home loan applicantEnacted