COORDINATION OF IDENTITY THEFT COMPLAINT INVESTIGATIONS.

SEC. 153. COORDINATION OF IDENTITY THEFT COMPLAINT INVESTIGATIONS. Section 621 of the Fair Credit Reporting Act (15 U.S.C. 1681s) is amended by adding at the end the following:“(f) Coordination of Consumer Complaint Investigations.—“(1) In general.—Each consumer reporting agency described in section 603(p) shall develop and maintain procedures for the referral to each other such agency of any consumer complaint received by the agency alleging identity theft, or requesting a fraud alert under section 605A or a block under section 605B.“(2) Model form and procedure for reporting identity theft.—The Commission, in consultation with the Federal banking agencies and the National Credit Union Administration, shall develop a model form and model procedures to be used by consumers who are victims of identity theft for contacting and informing creditors and consumer reporting agencies of the fraud.“(3) Annual summary reports.—Each consumer reporting agency described in section 603(p) shall submit an annual summary report to the Commission on consumer complaints received by the agency on identity theft or fraud alerts.”.