NOTICE BY DEBT COLLECTORS WITH RESPECT TO FRAUDULENT INFORMATION.

SEC. 155. NOTICE BY DEBT COLLECTORS WITH RESPECT TO FRAUDULENT INFORMATION. Section 615 of the Fair Credit Reporting Act (15 U.S.C. 1681m), as amended by this Act, is amended by adding at the end the following:“(g) Debt Collector Communications Concerning Identity Theft.—If a person acting as a debt collector (as that term is defined in title VIII) on behalf of a third party that is a creditor or other user of a consumer report is notified that any information relating to a debt that the person is attempting to collect may be fraudulent or may be the result of identity theft, that person shall—“(1) notify the third party that the information may be fraudulent or may be the result of identity theft; and“(2) upon request of the consumer to whom the debt purportedly relates, provide to the consumer all information 117 STAT. 1968 to which the consumer would otherwise be entitled if the consumer were not a victim of identity theft, but wished to dispute the debt under provisions of law applicable to that person.”.