General Requirements and Filing Instructions for Property and Casualty Rate, Rule and Form Filings

JOSH GREEN, M.D. GOVERNOR | KE KIAʻĀINA SYLVIA LUKE LIEUTENANT GOVERNOR | KA HOPE KIAʻĀINA STATE OF HAWAII | KA MOKUʻĀINA ʻO HAWAIʻI DEPARTMENT OF COMMERCE AND CONSUMER AFFAIRS KA ʻOIHANA PILI KĀLEPA INSURANCE DIVISION 335 MERCHANT STREET, ROOM 213, HONOLULU, HAWAII 96813 P.O. BOX 3614, HONOLULU, HAWAII 96811 Phone Number: (808) 586-2790 Fax Number: (808) 587-6714 cca.hawaii.gov/ins/ NADINE Y. ANDO DIRECTOR | KA LUNA HOʻOKELE SCOTT K. SAIKI INSURANCE COMMISSIONER November 10, 2025 MEMORANDUM 2025-10R To: All Authorized Insurers Offering Property and/or Casualty Policies in the State of Hawaii From: Scott K. Saiki, Insurance Commissioner Subject: General Requirements and Filing Instructions for Property and Casualty Rate, Rule and Form Filings In its efforts to update and streamline Property and Casualty (“P & C”) rate filing procedures, the Insurance Division has: • Updated its P & C rate filing form library • Consolidated P & C rate filing forms into a single Excel spreadsheet with templates • Created a new checklist (RF11) that includes applicable statutes and required rate and filing forms The above materials are titled “Hawaii General Requirements and Filing Instructions” and are now available on SERFF and at the Insurance Division’s website at https://cca.hawaii.gov/ins/insurers/rate_policy/. The revised General Requirements and Filing Instructions are effective on February 1, 2026. Insurers are required to conform existing filings to the revised requirements and forms. Filers may submit rate filings using the new forms prior to the February 1, 2026, effective date. The Insurance Division seeks feedback from users regarding these revised procedures, forms and other related matters. Please submit any comments prior to the close of Memorandum 2025-10R November 10, 2025 Page 2 business on December 1, 2025, at ins-pc@dcca.hawaii.gov. Insurers will be notified if procedures and forms are further revised after the comment period. The Commissioner acknowledges the Insurance Division P & C staff for their work to modernize the rate filing process.