HI Commissioner's Memorandum 2025-11R
Extension of Comment Period for General Requirements and Filing Instructions for Property and Casualty Rate, Rule and Form Filings
JOSH GREEN, M.D.
GOVERNOR | KE KIAʻĀINA
SYLVIA LUKE
LIEUTENANT GOVERNOR | KA HOPE KIAʻĀINA
STATE OF HAWAII | KA MOKUʻĀINA ʻO HAWAIʻI
DEPARTMENT OF COMMERCE AND CONSUMER AFFAIRS
KA ʻOIHANA PILI KĀLEPA
INSURANCE DIVISION
335 MERCHANT STREET, ROOM 213, HONOLULU, HAWAII 96813
P.O. BOX 3614, HONOLULU, HAWAII 96811
Phone Number: (808) 586-2790
Fax Number: (808) 587-6714
cca.hawaii.gov/ins/
NADINE Y. ANDO
DIRECTOR | KA LUNA HOʻOKELE
SCOTT K. SAIKI
INSURANCE COMMISSIONER
November 24, 2025
MEMORANDUM 2025-11R
To:
All Authorized Insurers Offering Property and/or Casualty Policies in the
State of Hawaii
From:
Scott K. Saiki, Insurance Commissioner
Subject:
Extension of Comment Period for General Requirements and Filing
Instructions for Property and Casualty Rate, Rule and Form Filings
Due to positive feedback, the comment period for the Division’s revised Property &
Casualty (“P&C”) rate filing procedures discussed in Commissioner’s Memorandum
2025-10R (issued on November 10, 2025) is extended to December 31, 2025.
The above materials are titled “Hawaii General Requirements and Filing Instructions”
and are now available on SERFF and at the Insurance Division’s website at
https://cca.hawaii.gov/ins/insurers/rate_policy/.
The effective date for the revised General Requirements and Filing is extended to
February 1, 2026. Insurers are required to conform existing filings to the revised
requirements and forms. Filers may submit rate filings using the new forms prior to the
February 1, 2026, effective date.
The Insurance Division seeks feedback from users regarding these revised procedures,
forms and other related matters. Please submit any comments prior to the close of
business on December 31, 2025, at ins-pc@dcca.hawaii.gov. Insurers will be notified if
procedures and forms are further revised after the comment period.
The Commissioner acknowledges the Insurance Division P&C staff for their work to
modernize the rate filing process.