50 Ill. Adm. Code 2010.APPENDIX A
A Interpretive Guidelines
Section 2010
Section 2010.APPENDIX A
Interpretive Guidelines
Section 2010.ILLUSTRATION K Guideline
to Section 2010.60(b)(1)
An advertisement which is an
invitation to contract as defined in Section 2010.30(j) must recite the
exceptions, reductions and limitations as required by this Section and in a
manner consistent with Section 2010.40.
If an exception, reduction or
limitation is important enough to use in a policy, it is of sufficient
importance that its existence in the policy must be referred to in the
advertisement.
Some advertisements disclose
exceptions, reductions and limitations as required, but the advertisement is so
lengthy that it obscures the disclosure. Where the length of an advertisement
has this effect, special emphasis must be given by changing the format to show
the restrictions in a manner which does not minimize, render obscure or
otherwise make them appear unimportant.